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Posts with tag 'homeownership'

Ruhl&Ruhl REALTORS

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July
3

Life can feel a bit unpredictable these days. What's happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there's one thing a lot of people still crave – a place to call their own.

Because when everything else feels up in the air, home can be the thing that grounds you. As the experts at 1000WATT put it:

"Homeownership isn't primarily financial anymore. . . Across all demographics, emotional and lifestyle factors consistently outrank wealth-building as motivators."

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March
26

So, you got hail. What now? You have the right to determine who works on your property's repairs, but it's important to choose a reputable and experienced contractor for the job; be cautious of those that appear at your doorstep following a storm. It is advised that you first conduct some research, read reviews, and get recommendations before selecting the contractor you believe best suits what you need. References can usually be obtained from your adjuster or agent. It is also important that they have the necessary certifications and are insured and bonded.

Many factors determine whether hail will cause significant damage to your property; these include, but are not limited to:

  • The size and hardness of the hail, harder hail causes greater damage
  • The speed and direction of the wind, higher wind causes greater damage
  • The slope, age, and condition of your roof, a newer roof generally holds up better than an older roof

Freq...

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September
25

Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they're turning to homeownership. According to the latest Home Buyers and Sellers Generational Trends Report from the National Association of Realtors, 30% of Gen Z buyers transitioned straight from living under their parents' roofs to owning their own homes. If you're a member of this generation, and you're interested in pursuing your own dream of homeownership, here's some information you may find helpful on why and where your peers are buying.

The Reasons Gen Z Want To Become Homeowners

A recent survey by Rocket Mortgage identifies some of the top motivators driving Gen Z buyers to purchase a home:

"Of those surveyed, 34% said that sta...

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May
3

Did you know that Iowa is ranked the #1 state in the nation for housing affordability? And, according to new research from Moneywise and NAR, Iowa has been named the fifth best state for first-time homebuyers with an average down payment requirement of $23,844.34, beating the national, overall average of $43,870.93. They ranked the 50 states based on the median price for houses in each respective state as provided by Zillow and the average down payment percentage of 13%. The average Zillow home value is $183,418. With ample opportunities for businesses to grow, Iowans are equally committed to building lasting communities that hold the honor of low-cost living.

Iowa has also adopted tax-friendly policies, eliminating tax on retirement income and making strides to decrease individual income tax rates to a flat rate of 3.9%...

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April
6

If you're on the market for a new construction home with large, spacious lots, and low county taxes, we've got a neighborhood for you! Let us introduce you to Valley View Farms. This subdivision gives you the luxury of country estate living but also the practicality of being close to town and minutes from the Quad Cities. Valley View Farms was constructed with the outdoor enthusiast in mind as it includes exclusive neighborhood-only walking paths, is down the road from Scott County Park, and only a 10-minute drive to Lost Grove Lake and the

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