Posts from May 2010
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28
Ruhl&Ruhl to Host Military Financing Seminar
Together, with 1862 Mortgage, Ruhl&Ruhl REALTORS will be hosting an informational seminar regarding VA mortgages. Veterans have many financing benefits that they may not be aware of, including: - Up to 100% financing available - No monthly private mortgage insurance (PMI) - Additional IFA/Government Grants available - Additional assistance for disabled veterans In addition, the Homebuyer Tax Credit has been extended for a full year for members of the military, the foreign service and the intelligence community. For these homebuyers, the tax credit applies to sales with a binding sales contract in place on or before April 30, 2011 and closed by June 30, 2011. Attend to learn more! Thursday, June 3rd at 6:30 pm Ruhl&Ruhl REALTORS 903 6th Avenue, DeWitt RSVP to Kristie by June 1st at 563.659.9433 A family-owned compa...
27
Post-Tax Credit Buyers May Save Money
Missing the tax credit deadline might have seemed like a big mistake to some home buyers, but waiting could have been the smartest thing to do. Interest rates have fallen so dramatically since April 30th that the typical purchaser of a $350,000 home, financed with a $280,000 mortgage, would have saved a bundle by waiting until May. At April's average rate of 5.34 percent, a home buyer would have locked in a 30-year fixed rate loan with a monthly payment of $1,561.82. The same borrower could have snagged a 30-year fixed rate loan at a rate of 4.625 percent in May and paid $1,439.59 per month. That's a $1,467 annual savings. Over 30 years, it's a $44,003 savings, dwarfing the tax credit. A family-owned company since 1862, Ruhl&Ruhl REALTORS annually sells approximately 3,400 homes in eastern Iowa, western Illinois and southwestern Wisconsin. Caroline Ruhl is the President and owner of Ruhl&Ruhl REA...
