Posts from February 2014
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25
New Rule in Mortgage Lending
The consumer Financial Protection Bureau's Ability - to - Repay Rule (ATR) went into effect on January 10th. This rule protects consumers from debt traps by requiring mortgage lenders to evaluate whether borrowers can afford to pay back the mortgage before signing up. The rule was required by Congress as a response to the financial crisis and nationwide foreclosure epidemic. We asked Ruhl Mortgage Loan Officer, McKenzie Mathews to explain the rule. She stated, "the purpose of this new guideline is not to diminish the ability for consumers to acquire home loan financing but to insure they are getting a responsible loan that insures they have a payment and program they can truly afford." The Ability - to - Re...
20
Ruhl&Ruhl Realtors Ranked #1 in Customer Service
Ruhl&Ruhl Realtors congratulates the Relocation Department, being ranked #1 out of 246 Preferred Brokers in customer service from SIRVA, Inc. in 2013. This was based on Agent Rating and Overall Quality of Service. SIRVA is a third party relocation company that handles transferees from many corporations. Vice Presidents - Relocation and Business Development, Roni Pianca states, "this is an amazing accomplishment for our team. This ranking demonstrates our commitment to the transferees we serve." Client satisfaction is a top priority of Ruhl&Ruhl Realtors, who has been in the real estate business for over 150 years. For more information on real estate in your region please visit RuhlHomes.com. To discuss a c...
18
Bruce Braley Speaks with Ruhl&Ruhl Realtors on Dubuque Tax Credit
It is likely many homeowners are unaware of the tax break advocated by U.S. Rep. Bruce Braley, local Realtors say. And they won't love finding out it's gone. Braley visited on Friday with representatives of the Dubuque Board of Realtors to discuss issues relating to the housing market. Braley is encouraging the extension of a federal tax deduction for homeowners with mortgage insurance. The deduction saves nearly 20,000 Iowans an average of $350 annually, Braley said. "I don't think a lot of people know they're getting it," Dubuque Realtor, Jeff Hefel, said. "They'll all be surprised when it goes away." Hefel said it's unlikely the tax credit sways home purchasing decisions one way or the other, but he nonetheless believes the credit is worthwhile. "I just look at it as, if you can find a way to get money in the pockets of responsible...
11
Home Improvements to do Before Spring
4
Ruhl&Ruhl Realtors Congratulates 2013 Award Winners
Ruhl&Ruhl Realtors honored 200 award winners for their 2013 achievements at the Waterfront Convention Center on Friday, January 24th, 2014. The top awards were awarded to: Top Excellence in Service Award: Mark Miller, Burlington Office Top Associate of the Year: Kurt Johnson, Bettendorf Office Extraordinary Production Award: Gary Williams, Moline Office New Associate of the Year: Diane Nelson, Davenport Office Top Associate of the Year – Farm Division: Ken Paper, Davenport Office Employee of the Year: Benjamin Poock, IT Tech, Corporate Office Top Ruhl Mortgage Associate of the Year:
