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Posts from September 2025

Ruhl&Ruhl REALTORS

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Buying a Home | 85 Posts
Company Events | 19 Posts
COVID-19 | 4 Posts
Facts and Trends | 17 Posts
Farm and Land | 19 Posts
Homeownership | 19 Posts
Market Updates | 47 Posts
Mortgage Rates | 3 Posts
NAR Survey | 4 Posts
Nelson Brothers | 2 Posts
New Construction | 17 Posts
Parade of Homes | 11 Posts
Quad Cities | 1 Posts
Recognition | 44 Posts
Ruhl Commercial | 4 Posts
Ruhl Mortgage | 29 Posts
Selling a Home | 59 Posts
Why Realtors? | 5 Posts
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September
30

For the past couple of years, many homebuyers have struggled to make the numbers work. Home prices rose quickly, mortgage rates climbed, and affordability became a major challenge. As a result, a lot of buyers pressed pause on their plans.

But there's good news. If you've been waiting for a better time to re-enter the market, affordability is finally showing signs of improvement this fall.


Mortgage Payments Are Coming Down

According to the latest Redfin data, the typical monthly mortgage payment is now about

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September
30

If you've been thinking about downsizing to lower expenses, move closer to family, or simplify your lifestyle, there's a growing trend you'll want to know about: more homeowners are purchasing their next home outright—with no mortgage and no monthly housing payment.

A Record Number of Mortgage-Free Homeowners

According to a recent analysis of U.S. Census data by ResiClub, more than 40% of owner-occupied homes in the U.S. are mortgage-free—an all-time high. That means 4 in 10 homeowners own their homes completely free and clear.

One big reason?

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September
26

The Fall season is here! We don't know about you, but we can smell the spiced apples and pumpkins already! No matter where you are in the eastern Iowa area, there are plenty of patches and orchards to stock up on farm-fresh apples and pumpkins. Depending on where you go, you can pick up renowned local fall specialties as well: pumpkin spice donuts, fresh apple cider, apple butter, and so much more! It's a great seasonal way to spend time with loved ones and to get outside for some fresh air before the cool weather starts to set in. Hope to see you out there! 

Burlington Area

Appleberry Orchard: All your favorite fall squash, ripe for the picking! In addition to an apple orchard and a petting zoo housed in their historic barn. Satisfy that sweet toot...

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September
22

"Piano Man," Billy Joel once described music as "an explosive expression of humanity" that touches everyone. This fall, our real estate agents will be making special memories with family and friends at these first-rate music venues in the Quad Cities.

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September
16

Have you been dreaming of owning your first home or upgrading to your dream house with a white picket fence? With mortgage rates still at their lowest level in over a year, now may be the best time to make your move.

Whether you're preparing to buy your first home or refinance your current mortgage, today's rates could help you save thousands of dollars and turn your goals into reality.

Why Low Mortgage Rates Matter

Mortgage rates directly affect your monthly payment and the total amount of interest you'll pay over the life of your loan. When rates are low:

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