Posts from April 2012
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20
Ruhl&Ruhl Participates in 2012 Spring Parade of Homes
Please join us for the upcoming Spring Parade of Homes event. The parade will be held April 21st, 22nd, 25th, 28th and 29th from 1:00 p.m. – 5:00 p.m. on Saturday and Sunday and 5:00 p.m. - 8:00 p.m. Wednesday. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as it showcases new building trends in new construction homes. There are twenty three homes to tour with nearly half of them being held open by Ruhl&Ruhl agents. Please see the homes Ruhl&Ruhl agents are showing below:
17
Ruhl&Ruhl REALTORS Ranked Iowa's Largest Privately Owned Real Estate Company
| Company Name | Transactions Rank | Transactions | Sales Volume | Total Offices | Total Agents | Transactions per Agent |
| Ruhl&Ruhl REALTORS | 93 | 4,152 | $593,082,327 | 11 | 275 | 15.1 |
| Skogman Realty, Cedar Rapids | 136 | 3,151 | $495,969,414 | 5 | 221 | 14.26 |
| Mel Foster Co., Quad Cities | 150 | 2,939 | $419,362,790 | 9 | 231 | 12.72 |
| Coldwell Banker Mid-America Group, REALTORS, Des Moines | 186 | 2,530 | $385,564,406 | 5 | 186 | 13.6 |
12
What It Means To Be an 'EXPERT' in Real Estate
If you are either buying or selling a home in today's market, you need a real estate expert. However, we must realize what the term 'expert' actually means. An expert in any area cannot give perfect advice as no one can predict the future. But they can give excellent advice based on their insight into their field. If you go to an attorney with a legal challenge, he/she will look over your case and give you your options. They realize they cannot guarantee the outcome of any of the options. Still, they give the best advice possible and allow you to decide the option with which you feel most comfortable. They then will put together a strategy which hopefully will bring about the most favorable conclusion. If you go to a doctor with a serious ailment, he/she will give you your options and work with you to develop the best...
6
Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale
2
FHA Mortgage Insurance Changes Coming April 9th
Soon it will cost a little more for some mortgage loans. The Federal Housing Authority (FHA) will have a new premium structure for FHA-insured single-family mortgage loans, increasing the Annual Mortgage Insurance Premium (MIP) it collects by 0.10 percent. These premium changes will impact new loans insured by the FHA, effective April 9, 2012. Loans with amortization terms of 15 years or less, and a loan-to-value ratio of 78% or less, remain exempt from the Annual MIP. FHA reports that this increase is a part of ongoing efforts to encourage the return of private capital to the housing market and to protect capital reserves, according to a statement. In addition, the Up Front Mortgage Insurance Premium (UFMIP) will increase from 1 percent to 1.75 percent of the base loan amount, effective April 9, 2012 as well. This increase applies regardless of the amortization term or loan to value ratio. FHA will...
