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Posts in category 'Buying A Home'

Ruhl&Ruhl REALTORS

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Buying a Home | 85 Posts
Company Events | 19 Posts
COVID-19 | 4 Posts
Facts and Trends | 17 Posts
Farm and Land | 19 Posts
Homeownership | 19 Posts
Market Updates | 47 Posts
Mortgage Rates | 3 Posts
NAR Survey | 4 Posts
Nelson Brothers | 2 Posts
New Construction | 17 Posts
Parade of Homes | 11 Posts
Quad Cities | 1 Posts
Recognition | 44 Posts
Ruhl Commercial | 4 Posts
Ruhl Mortgage | 29 Posts
Selling a Home | 59 Posts
Why Realtors? | 5 Posts
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February
26

Buying a new construction home can be an exciting opportunity for today's buyers. From modern layouts and energy-efficient features to brand-new systems and builder warranties, new homes offer benefits that many resale properties simply can't match. However, the process of purchasing new construction is different from buying an existing home, and understanding how it works can help you make confident, informed decisions.

Steps to Buying a New Construction Home

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February
4

Moving into a new home is an exciting milestone, and with today's market trends, more buyers are researching ways to make their transition smoother, smarter, and more cost-effective. With stabilizing interest rates, improving inventory, and a renewd focus on home efficienct and safety, "new homeowner tips" and "move-in checklists" continue to trend on Google. Whether you're wroking with a Ruhl Agent or relocating on your own, this guide provides everything you need to settle in confidently from day one. 

Build a Realistic Moving Budget

Moving expenses continue to rise due to increased fuel prices, higher labor costs, and a surge in demand for professional movers. This makes creating a realistic moving budget more important than ever. Include essential costs such as:

  • Movers or a rental truck

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December
19

Today's homebuyers are keeping a close eye on the economy, and for good reason. Buying a home is one of the largest financial decisions most people will ever make. With ongoing talk of a potential recession, many buyers are wondering if now is the right time to move forward.

According to LendingTree, nearly two-thirds of Americans believe a recession is coming, and 74% say those concerns are influencing their financial decisions. 

However, industry experts aren't nearly as concerned.

Most Americans Expect a Recession, But Most Experts Don't

A recent report from the Wall Street Journal

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September
30

For the past couple of years, many homebuyers have struggled to make the numbers work. Home prices rose quickly, mortgage rates climbed, and affordability became a major challenge. As a result, a lot of buyers pressed pause on their plans.

But there's good news. If you've been waiting for a better time to re-enter the market, affordability is finally showing signs of improvement this fall.


Mortgage Payments Are Coming Down

According to the latest Redfin data, the typical monthly mortgage payment is now about

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September
16

Have you been dreaming of owning your first home or upgrading to your dream house with a white picket fence? With mortgage rates still at their lowest level in over a year, now may be the best time to make your move.

Whether you're preparing to buy your first home or refinance your current mortgage, today's rates could help you save thousands of dollars and turn your goals into reality.

Why Low Mortgage Rates Matter

Mortgage rates directly affect your monthly payment and the total amount of interest you'll pay over the life of your loan. When rates are low:

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