Posts from October 2024
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16
Buy Now or Wait?
Reasons to Buy Now
Mortgage rates now are around 6%, fluctuating between 5.875% and 6.25%. This is about 1% lower than 12 months ago.
Local Mortgage Rates
As of October 15, mortgage rates with no points were:
- 15-Year Conventional Fixed 5.625%
- 30-Year Conventional Fixed 6.00%
- FHA 30-Year Fixed 5.875%
- VA 30-Year Fixed 6.00%
- 30-Year Jumbo 6.00%
1. Mortgage Rates May Be As Low Now As Next Spring
It is possible that today's rate of 5.875%-6.25% is still comparable to rates projected for next spring. (See mortgage rate projection chart below.)
Many would-be buyers mistakenly believed that residential mortgage rates would move lower after the...
8
Coffee Shops for Pumpkin Spice and More This Fall
Fall is the ideal time to treat yourself to a seasonal coffee or other beverage at one of these popular cafes. With flavors like pumpkin, caramel apple, and more, these drinks provide the taste of fall in a cup. Our real estate agents suggest stopping by the following coffee shops to get your fall flavor fix around the area.
Coffee Apothecary – 2571 53rd Ave., Bettendorf, IA 52722
When you walk into Coffee Apothecary, located just around the corner from Bettendorf homes for sale, you can't help but notice its unique vintage apothecary theme. From the vintage lab tables you can sit o...
1
Insurance Basics For First Time Buyers
Congratulations on becoming a first-time homebuyer! Buying a home is a significant milestone, and having the right insurance in place is essential to protect your investment. Homeowners Insurance protects your home's structure, personal belongings, and provides liability coverage. It's a good idea to start the process of obtaining insurance quotes as soon as possible. There are a lot of factors going into a rate and allowing adequate time for your lender and insurance agent is important. The insurance premium may be a factor in qualifying for the purchase and will affect your monthly mortgage payment. Here's a Breakdown of the
