Posts from February 25th, 2014

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February
25

New Rule in Mortgage Lending

February 25th, 2014 by Ruhl Marketing Team

The consumer Financial Protection Bureau's Ability - to - Repay Rule (ATR) went into effect on January 10th. This rule protects consumers from debt traps by requiring mortgage lenders to evaluate whether borrowers can afford to pay back the mortgage before signing up. The rule was required by Congress as a response to the financial crisis and nationwide foreclosure epidemic. We asked Ruhl Mortgage Loan Officer, McKenzie Mathews to explain the rule. She stated, "the purpose of this new guideline is not to diminish the ability for consumers to acquire home loan financing but to insure they are getting a responsible loan that insures they have a payment and program they can truly afford." The Ability - to - Re...

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Categories: Ruhl Mortgage

Posts from February 25th, 2014

New Rule in Mortgage Lending

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Posts from February 25th, 2014

New Rule in Mortgage Lending

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Ruhl&Ruhl Realtors

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