Expert Financing Tip from Ruhl Mortgage

Ruhl&Ruhl REALTORS

Subscription

Subscribe and receive email notifications of new blog posts.

RSS Feed Archives

2026 | 13 Posts
- April | 3 Posts
- March | 4 Posts
- February | 4 Posts
- January | 2 Posts
2025 | 47 Posts
- December | 4 Posts
- November | 2 Posts
- October | 3 Posts
- September | 6 Posts
- August | 4 Posts
- July | 5 Posts
- June | 2 Posts
- May | 5 Posts
- April | 6 Posts
- March | 5 Posts
- February | 2 Posts
- January | 3 Posts
2024 | 39 Posts
- December | 5 Posts
- November | 2 Posts
- October | 3 Posts
- September | 4 Posts
- August | 2 Posts
- July | 5 Posts
- June | 2 Posts
- May | 2 Posts
- April | 3 Posts
- March | 6 Posts
- February | 3 Posts
- January | 2 Posts
2023 | 35 Posts
- December | 4 Posts
- November | 2 Posts
- October | 2 Posts
- September | 4 Posts
- August | 1 Posts
- July | 2 Posts
- June | 4 Posts
- May | 2 Posts
- April | 7 Posts
- March | 6 Posts
- February | 1 Posts
2022 | 58 Posts
- December | 3 Posts
- November | 4 Posts
- September | 9 Posts
- August | 4 Posts
- July | 11 Posts
- June | 11 Posts
- May | 4 Posts
- April | 5 Posts
- March | 6 Posts
- February | 1 Posts
2021 | 13 Posts
- December | 2 Posts
- November | 4 Posts
- October | 2 Posts
- September | 1 Posts
- May | 2 Posts
- March | 1 Posts
- February | 1 Posts
2020 | 25 Posts
- November | 4 Posts
- October | 3 Posts
- September | 2 Posts
- August | 2 Posts
- April | 4 Posts
- March | 1 Posts
- February | 9 Posts
2019 | 11 Posts
- November | 2 Posts
- October | 1 Posts
- September | 1 Posts
- August | 1 Posts
- June | 2 Posts
- May | 1 Posts
- April | 1 Posts
- February | 2 Posts
2018 | 1 Posts
- July | 1 Posts
2017 | 42 Posts
- November | 3 Posts
- October | 5 Posts
- September | 3 Posts
- August | 5 Posts
- July | 2 Posts
- June | 7 Posts
- May | 8 Posts
- April | 3 Posts
- March | 2 Posts
- February | 3 Posts
- January | 1 Posts
2016 | 66 Posts
- December | 5 Posts
- November | 7 Posts
- October | 7 Posts
- September | 7 Posts
- August | 8 Posts
- July | 8 Posts
- June | 8 Posts
- May | 9 Posts
- April | 3 Posts
- March | 2 Posts
- January | 2 Posts
2015 | 24 Posts
- December | 2 Posts
- November | 1 Posts
- October | 2 Posts
- July | 2 Posts
- June | 4 Posts
- April | 3 Posts
- March | 1 Posts
- February | 3 Posts
- January | 6 Posts
2014 | 64 Posts
- December | 8 Posts
- November | 3 Posts
- October | 10 Posts
- September | 9 Posts
- August | 6 Posts
- July | 4 Posts
- June | 3 Posts
- May | 5 Posts
- April | 4 Posts
- March | 3 Posts
- February | 5 Posts
- January | 4 Posts
2013 | 44 Posts
- December | 7 Posts
- November | 4 Posts
- October | 2 Posts
- September | 3 Posts
- August | 4 Posts
- July | 2 Posts
- May | 2 Posts
- April | 8 Posts
- March | 2 Posts
- February | 5 Posts
- January | 5 Posts
2012 | 38 Posts
- December | 2 Posts
- November | 2 Posts
- October | 1 Posts
- September | 2 Posts
- August | 5 Posts
- July | 4 Posts
- June | 2 Posts
- May | 2 Posts
- April | 5 Posts
- March | 4 Posts
- February | 5 Posts
- January | 4 Posts
2011 | 79 Posts
- December | 4 Posts
- November | 6 Posts
- October | 7 Posts
- September | 6 Posts
- August | 6 Posts
- July | 5 Posts
- June | 9 Posts
- May | 7 Posts
- April | 9 Posts
- March | 10 Posts
- February | 5 Posts
- January | 5 Posts
2010 | 38 Posts
- December | 6 Posts
- November | 5 Posts
- October | 3 Posts
- September | 6 Posts
- August | 2 Posts
- July | 2 Posts
- June | 2 Posts
- May | 2 Posts
- April | 3 Posts
- March | 2 Posts
- February | 2 Posts
- January | 3 Posts
2009 | 35 Posts
- December | 3 Posts
- November | 4 Posts
- October | 7 Posts
- September | 6 Posts
- July | 1 Posts
- June | 3 Posts
- May | 3 Posts
- April | 5 Posts
- March | 2 Posts
- January | 1 Posts
2008 | 1 Posts
- December | 1 Posts

Tags

house improvements window treatments winter preparation holiday declutter owning a home home buyers home sellers inventory mortgage rates company events toys for tots inspections real estate specialist realtor using a realtor farm and land farmland land values selling farm land home buying home selling real estate trends home price appreciation residential real estate sales volume best year ever commercial real estate facts and trends iowa brokerage iowa real estate largest independently owned eastern iowa eastern iowa real estate home appreciation buying a home loan approval mortgage mortgages preapproval interest rates costs involved home improvements taxes Brokerage Rankings Real Estate Ranking RealTrends500 Top Independent Dubuque Community CNBC homeownership house appreciation housing market inflation midwest real estate sellers market worldwide exchange economics house appreciate house price percent change Amana Colonies Iowa City IA Iowa City Shopping Shop Local University of Iowa Cedar Rapids IA Cedar Rapids Community Events Corridor Community Events Czech Village NewBo The District Ruhl Mortgage Buyers Market Homebyers Housing inventory Real Estate Clinton Community Clinton Restaurants Fulton IL Clinton IA Apple Picking Burlington IA Dubuque IA Galena Muscatine IA Pumpkin Patches Quad Cities cleaning tips spring prep building a home new construction Bettendorf IA Davenport IA Fall Activities Farms Moline IL Orchards Silvis Local Businesses Outdoors Things to Do For Buyers Home-Buying Tips Iowa Quad Cities Illinois Quad Cities Community Rock Island Home-Selling Tips For Sellers DeWitt, IA Home Improvement Restaurants Parks Recreation Iowa Mutual Lofts Apartment Living Moving Relocating Food & Drink Home Maintenance Homeowner Tips For Owners Local Attractions Dubuque Area Holidays Shopping Remodeling Staging East Moline Coal Valley IL builders new construction homes Milan Financing First-Time Buyers New Bohemia District (Newbo) Northwest Quadrant - Cedar Rapids Northeast Quadrant - Cedar Rapids Clinton Area

Available Languages

English

July
6

Expert Financing Tip from Ruhl Mortgage

July 6th, 2022 by Anonymous

What's the mortgage tip for homebuyers and sellers this summer? Have your homeowners insurance configured early! Chris Schneider, President of Ruhl Mortgage, suggests getting your insurance lined up, "as soon as you get a home under contract." Why? Many clients want to know their full payment amount prior to closing. To ensure that your closing does in fact happen on time and accurate figures are used, your loan officer needs your final insurance premium amount. Often this information is overlooked or saved until the very end of the process because it is thought to not greatly influence one's mortgage. "We will see a client negotiate hard for a few thousand dollars on the purchase price, which only changes the payment on a 30-year loan about 5/per thousand," says Schneider, "but then they will get an expensive insurance policy from a national carrier," which may change the amount factored into your monthly mortgage more significantly than you think.

As with all financial paperwork, it's wise to get your loan officer as much information as you can so they can provide you with the most accurate idea of what your monthly payments will look like.

At Ruhl&Ruhl Realtors, we partner with reputable and knowledgeable local partners like Ruhl Mortgage & Nelson Brothers Agency because we feel it's important you feel supported in all aspects of your transaction throughout the entire home buying and selling process. Therefore, we have established strong relationships with some of the best experts in our Iowa, Illinois, and Wisconsin markets. For more mortgage and insurance tips, make sure to visit our website to learn more about Ruhl Mortgage and Nelson Brothers Agency. And as always, reach out to your agent with any and all questions, they are more than happy to help steer you in the right direction, no matter what your housing needs.

Categories: Ruhl Mortgage

Tags: mortgage rates, Ruhl Mortgage

Expert Financing Tip from Ruhl Mortgage

Let Us Help

Not finding what you are looking for?

Ruhl&Ruhl Realtors

Expert Financing Tip from Ruhl Mortgage

Let Us Help

Not finding what you are looking for?

Ruhl&Ruhl Realtors

Login to My Homefinder

We have detected that you have cookies disabled.