Posts from May 1st, 2012

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May
1

Proper Planning for Your Mortgage Application

May 1st, 2012 by Ruhl Marketing Team

With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful.

Income Items:

Gather your documents. Today, many people will have to produce 2 years' complete tax returns, including W2′s, 1099′s, K1′s, and all the schedules, as well as a month's worth of pay stubs.
Be prepared to explain them. Deductions in your returns and your pay stubs may impact the income your lender will use to qualify you which, in turn, has a big impact on the loan you will get.
Have a breakdown of base pay versus overtime for both your pay stubs and 2 years' W2′s. Lenders treat overtime (and bonus income) differently than your base pay. Be prepared to explain any changes ov...

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Categories: Ruhl Mortgage

Posts from May 1st, 2012

Proper Planning for Your Mortgage Application

Income Items:

Let Us Help

Not finding what you are looking for?

Ruhl&Ruhl Realtors

Posts from May 1st, 2012

Proper Planning for Your Mortgage Application

Income Items:

Let Us Help

Not finding what you are looking for?

Ruhl&Ruhl Realtors

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