Posts in category 'Buying A Home'
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14
5 Reasons To Use a Realtor
With home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, or For Sale By Owner (FSBO). Keeping Current Matters provides the top five crucial reasons why that may not be such a good idea. Check them out!
- Exposure to prospective buyers
- Most real estate agents have an internet strategy to promote the sale of your home. They also have connections to potential buyers through other agents.
- In our region, ruhlhomes.com is consistently the top website visited over all other regional websites. This means your listing will be viewed by the...
14
Start the Mortgage Process Today
Unsure of where to start when it comes to the mortgage process? Look no further, because thanks to the Fall Buyer's Guide released by Keeping Current Matters, we have everything you need to know about the ins and outs of a mortgage. Check it out!
You could be closer to buying a home than you think…
Here's what you'll need to qualify for a mortgage!
- Down Payment
- Generally between 5-20% of the purchase price
- 40% of buyers are putting down less than 10%
- Many are putting down as little as 3%
- Stable Income
- Good Credit History
Steps to Take
- Find out your current credit history and score
- You don't want to start out with any surprises
- Start gathering all of your documentation
16
Ruhl Markets GREAT for First-Time Homebuyers
In 2015, the National Association of Realtors reported that the percentage of first-time homebuyers had dropped for the third consecutive year from 33% to 32%. Historically, the long-term average shows that nearly 40% of primary purchases are from first-time homebuyers. Currently, two cities served by Ruhl&Ruhl Realtors sit on the 2016 list of the best cities for first-time homebuyers, as studied by WalletHub. The cities were ranked by affordability, real-estate market, and quality of life. Affordability is broken down into housing, average cost of homeowner's insurance, cost of living, cost per square foot, and real-estate tax. Each cate...
11
Three Ways the Internet Can Make the Home Buying Process Easier
We think these three simple ways the internet can help you in your home buying process from U.S. News are a great way to #ruhlyourmove!
- Local Neighborhood Info
"One of the most important aspects of buying a home is understanding the neighborhoods and areas in which you are interested." Whether you are interested in the neighborhood trends over time or just the best places to take your family on the weekend, ruhlhomes.com can provide you with the inf...
14
Is Buying Right For You?
Have you ever found yourself stuck between a rock and a hard place? Like trying to decide between renting or buying? There is no golden choice here, as everyone lives a different lifestyle. However, one may be the better option for you. Matthew Frankel shared his top five reasons for owning and some good questions to consider, so that you could decide for yourself if it was time to become a homeowner. Check them out!
- Location, location, location: Whether you're searching for a home downtown or near good schools, the neighborhood you want to live in determines whether you'll rent or buy. Is the neighborhood you desire full of rental properties, or are the homes owner-occup...
