Ruhl&Ruhl REALTORS
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14
New National Mortgage Process May Slow Real Estate Transactions
A new TILA RESPA Integrated Disclosure (TRID) rule went into effect from the Consumer Financial Protection Bureau (CFPB) requiring new disclosure forms and longer timeframes to approve documentation during the lending process. For example, the closing disclosure (CD) must be provided to a client three days before closing. This means that closings will be pushed back a) if the paperwork is not correct, b) if the paperwork is not provided in a timely manner or c) if certain changes are made to the annual percentage rate (APR) or loan product. Pushing back a closing date to a buyer or seller could mean that they have nowhere to stay as people often plan their housing (and moving dates) around the closing. Also, this new rule makes it mandatory for people to take seve...
28
Illinois Quad Cities Housing Market is up 27%
Ruhl&Ruhl Realtors measures all regional housing activity on a quarterly basis in Western Illinois and Eastern Iowa. In the first half of the year, the Illinois Quad Cities market was up 27% in sales volume over the first half of 2014. This compares to a 6% increase in sales volume in the Iowa Quad Cities. The Three Top-Performing Markets in the Region during the First Half of 2015
- Cedar Rapids area (21% growth in sales volume)
- Illinois Quad Cities (27% growth in sales volume)
15
Let's Kick Poverty so Everyone gets Home!
Ruhl&Ruhl Realtors Dubuque office has a vision; a vision where all families have access to safe and affordable housing in their community. Though it sounds impossible to some, by teaming up with the community they are taking steps to kick poverty once and for all – with a charity kickball tournament. "You always hear the story of someone born into poverty who builds themselves up and achieves greatness," said Jeff Hefel, Managing Broker at the Ruhl&Ruhl Realtors Dubuque Office. "You rarely hear the story of the person born into poverty that doesn't know how to help themselves. These are the people who struggle for generations and will always rent or stay with family and frien...
25
Realtors Roll up their Sleeves to Save Lives
For Ruhl&Ruhl Realtors, the importance of donating blood hits home. Local Blood Center spokesperson, Andy Yohe, just joined the Ruhl family as a Realtor, and he credits blood donors for helping save his life after a harrowing accident in 1996, his sophomore year of high school. More information about Andy's story can be found at www.bloodcenter.org/andy. During the United Way Day of Caring for Pacesetters, Ruhl&Ruhl Realtors, in partnership with the Mississippi Valley Regional Blood Center, will host a blood drive for Quad-City agents and staff at their Bettendorf office (1228 Middle Road) starting in the morning through 12pm. The public is also invited to stop at the Bettendorf office to join in the drive. "Dur...
23
Caroline Ruhl named 2015 Laureate of the Quad Cities Business Hall of Fame.
Caroline Ruhl, President of Ruhl&Ruhl Realtors, named 2015 Laureate of the Junior Achievement Quad Cities Business Hall of Fame. The Quad Cities Business Hall of Fame recognizes individuals who positively serve as role models and demonstrate an entrepreneurial vision to the overall growth and development of the Quad Cities. "It is wonderful to associate with an organization, like Junior Achievement, that values entrepreneurship," said Ruhl. "Our Realtors embody this same spirit and we know that it's this drive that can change people's lives, help them achieve their goals and lead them to happy, successful futures." Since 1990, 60 men and women have been inducted into the Quad Cities Area Business Hall of Fame. The last time they inducted a member was in 2009. Find a full list by clicking
