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406 S Genesee Street Morrison, IL 61270 Residential - Single Family Contingent

  • 406 S Genesee Street, Morrison, IL 61270 Main Photo

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Description

Step into a home brimming with unique charm and timeless character. You're greeted by original wood floors, elegant millwork, and a stunning staircase that showcases the home's vintage personality-complete with a vibrant stained glass window and decorative stair risers that add a splash of artistry. The kitchen is full of eclectic style and function, with a classic farmhouse sink, subway tile backsplash, custom butcher block counters, and a cheerful mint green island that doubles as added prep and display space. Industrial-style lighting and checkerboard floors bring in a playful retro flair while keeping the space practical and inviting. Adjacent to the kitchen, the dining area features a bold mix of textures-wood floors, a partially exposed plaster wall, and deep, rich wall colors that give the space warmth and depth. The built-in breakfast bar connects the kitchen to the dining room, perfect for casual meals or entertaining. Vintage charm continues with the detailed wood trim and classic chandelier lighting, offering a perfect blend of old-world elegance and modern creativity. This home tells a story in every room-a perfect choice for anyone who appreciates character, craftsmanship, and a space that feels truly one-of-a-kind. This home offers space galore-both inside and out! With four spacious bedrooms upstairs and the potential to create a fifth on the main floor, there's room for everyone. The basement includes an additional bathroom. You'll fall in love with the character and charm throughout: pocket doors, intricate woodwork, a grand open staircase, stained glass window and vintage-style phone nook. A centrally located woodstove not only adds cozy ambiance but can efficiently heat the home during the winter months. Outside, enjoy the brand new amish built deck as well as, a fenced-in backyard with a serene pond, perfect for catching glimpses of fish and frogs-fun for both kids and adults! Fresh rock has been added around the pond area, enhancing its beauty and usability. The current yellow siding is energy-efficient and easy to paint if you're ready for a new look. Fresh white paint on the exterior this fall. Plus, the owner has made numerous recent upgrades, and all appliances are included-making this home truly move-in ready. History and list of updates available. Seller offering closing credits for the month of December.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,044
Garage Size: 1
Built in 1890
School District: District 6
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 2,044
County: Whiteside
Listed By:
Kophamer & Blean Realty 815-772-2728
MRED MLS

Room Information

Den: 9X11
Bedroom 2: 10X13
Bedroom 3: 10X11
Bedroom 4: 10X11
Dining Room: 11X13
Family Room: 12X13
Kitchen: 10X13
Laundry: 10X10
Living Room: 13X14
Primary Bedroom: 13X13
$99,000
Est. $700/mo
4beds
2baths
2,044sqft
1cars
Contingent
BEDS4 BATHS1 full 1 partial SQUARE FEET2,044 MLS#12339080
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 6

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Ruhl&Ruhl Realtors
563.441.1776

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406 S Genesee Street, Morrison, IL 61270.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $99,000$99,000$99,000
Down Payment $19,800$3,465$24,750
Monthly Mortgage Amount $462$560$592
Taxes $138$138$138
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$44$0
Monthly Estimated Total $700$842$830

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About this area

Illinois/Morrison
Morrison

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About Morrison

Morrison, IL serves as the charming county seat of Whiteside County and offers a warm, small-town lifestyle rooted in Midwestern character and community pride. Known for its historic downtown, tree-lined neighborhoods, and welcoming atmosphere, Morrison blends traditional values with the convenience of modern living. Residents appreciate the slower pace, local parks, and community events that bring neighbors together throughout the year. Its location near larger regional hubs provides easy access to additional shopping, dining, and employment options while allowing Morrison to maintain its quiet, close-knit feel.

The real estate market in Morrison reflects the community’s comfortable and approachable lifestyle. Homebuyers will find a wide selection of well-maintained single-family homes, ranging from classic early-20th-century houses full of character to mid-century residences with spacious yards. Many properties offer generous lot sizes, mature landscaping, and peaceful residential streets ideal for families or anyone seeking a calmer setting. Newer builds and updated homes are also available for buyers who prefer modern layouts and finishes.

For those looking for more land, the surrounding rural areas provide opportunities for farmhouses, acreages, and country living just minutes from town amenities. Morrison’s affordability compared to major metropolitan areas makes it especially attractive to first-time buyers, retirees, and anyone seeking strong value without compromising on quality of life.

With its welcoming community, steady housing market, and blend of historic charm and modern comfort, Morrison offers an appealing environment for a range of lifestyles. It stands out as a stable and inviting place to put down roots in northwestern Illinois.

If you are ready to start your property buying or selling journey, browse the newest homes for sale in Morrison, IL. You can also contact us—we are here to help!

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