Contact us: 563.441.1776
Description
Tucked away in a peaceful 15-home rural subdivision, this expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. The spacious ranch-style home includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,717
Lot Size: 6.84 acres
Walkout Basement
Garage Size: 3
Attached Garage
Built in 1964
School District: District 5
Stone Exterior
Two Fireplaces
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 2,717
County: Whiteside
Listed By:
HomeSmart Connect LLC
847-495-5000
MRED MLS
MLS ID: 12590411
Room Information
Heated Sun Room: 34X18
Kitchen- 2nd: 9X7
Family Room - Down: 23X15
Bonus Room: 11X10
Bedroom 2: 10X10
Bedroom 3: 10X10
Dining Room: 16X9
Kitchen: 16X15
Laundry: 10X7
Living Room: 23X21
Primary Bedroom: 21X13
For Details, Contact
Get in Touch
For Details, Contact
Contact an agent to learn more about
20798 White Oaks Road, Morrison, IL 61270.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $479,900 | $479,900 | $479,900 |
| Down Payment | $95,980 | $16,797 | $119,975 |
| Monthly Mortgage Amount | $2,240 | $2,750 | $2,917 |
| Taxes | $668 | $668 | $668 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $211 | $0 |
| Monthly Estimated Total | $3,048 | $3,769 | $3,725 |
About this area
About Morrison
Morrison, IL serves as the charming county seat of Whiteside County and offers a warm, small-town lifestyle rooted in Midwestern character and community pride. Known for its historic downtown, tree-lined neighborhoods, and welcoming atmosphere, Morrison blends traditional values with the convenience of modern living. Residents appreciate the slower pace, local parks, and community events that bring neighbors together throughout the year. Its location near larger regional hubs provides easy access to additional shopping, dining, and employment options while allowing Morrison to maintain its quiet, close-knit feel.
The real estate market in Morrison reflects the community’s comfortable and approachable lifestyle. Homebuyers will find a wide selection of well-maintained single-family homes, ranging from classic early-20th-century houses full of character to mid-century residences with spacious yards. Many properties offer generous lot sizes, mature landscaping, and peaceful residential streets ideal for families or anyone seeking a calmer setting. Newer builds and updated homes are also available for buyers who prefer modern layouts and finishes.
For those looking for more land, the surrounding rural areas provide opportunities for farmhouses, acreages, and country living just minutes from town amenities. Morrison’s affordability compared to major metropolitan areas makes it especially attractive to first-time buyers, retirees, and anyone seeking strong value without compromising on quality of life.
With its welcoming community, steady housing market, and blend of historic charm and modern comfort, Morrison offers an appealing environment for a range of lifestyles. It stands out as a stable and inviting place to put down roots in northwestern Illinois.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Morrison, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/14/2026. The listing information on this page last changed on 03/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/14/2026 12:38:53 AM EST) or MRED MLS (last updated Sat 03/14/2026 12:32:54 AM EST) or SCWMLS (last updated Fri 03/13/2026 11:54:54 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 03/13/2026 10:15:31 PM EST) or Cedar Rapids MLS (last updated Fri 03/13/2026 10:44:26 PM EST) or NEIRBR MLS (last updated Sat 03/14/2026 12:28:42 AM EST) or ICAAR MLS (last updated Fri 03/13/2026 11:37:32 PM EST) or ECIMLS (last updated Fri 03/13/2026 11:44:18 PM EST) or RMLSA (last updated Sat 03/14/2026 12:30:58 AM EST) or Muscatine MLS (last updated Sat 03/14/2026 12:30:24 AM EST) or No Coast MLS (last updated Sat 03/14/2026 12:34:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
![mls logo]()
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --