Contact us: 563.441.1776
Description
3-bed, 1.5-bath ranch in Albany offering 5 acres of pasture land and a strong foundation for improvement-an excellent opportunity for instant equity. This property features a solid structure with key updates already in place, including newer plumbing, wiring, a well pump (approx. 2 years old), owned water softener, some vinyl windows, and a new central air unit for the home that has not yet been used. The home is equipped with all-electric heat and includes a prepaid spring service for the AC system. The main level offers a living room, kitchen, three bedrooms, and 1.5 bathrooms, including a primary bedroom with a private half bath. The basement is accessible from the home and also features exterior cellar doors for added convenience. Outside, the property includes a 3-car garage with a 2-door overhead setup. The garage has been reinsulated, rewired, and includes heating and central air setup, with a new unit ready for connection. Two additional sheds are located on the property, one previously used as a chicken coop. With acreage, infrastructure updates, and versatile outbuildings already in place, this property presents a compelling value. Schedule a showing to explore the potential.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,183
Lot Size: 5.00 acres
Garage Size: 2
Heated Garage
Built in 1929
School District: District 1
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,183
County: Whiteside
Listed By:
RE/MAX Concepts Bettendorf
563-332-9900
MRED MLS
MLS ID: 12618868
Room Information
Bedroom 2: 13X12
Bedroom 3: 16X7
Kitchen: 11X11
Laundry: 9X6
Living Room: 21X11
Primary Bedroom: 13X9
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12694 Meredosia Road , Albany, IL 61230.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $175,000 | $175,000 | $175,000 |
| Down Payment | $35,000 | $6,125 | $43,750 |
| Monthly Mortgage Amount | $828 | $1,030 | $1,072 |
| Taxes | $244 | $244 | $244 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,172 | $1,451 | $1,416 |
About this area
About Albany
Albany, IL is a close-knit and small town. Known for being a quaint and beautiful riverside community, the town works together to plan events throughout the year, including the Halloween Fest, City-Wide Garage Sales and the popular Miss Flame Festival. Known for its peaceful rural setting and friendly atmosphere, Albany offers a slower pace of life while still providing convenient access to larger cities like Clinton, IA and the Quad Cities region. The town features scenic river views, open farmland, and tree-lined residential streets that reflect its Midwestern charm and history.
Real estate in Albany primarily consists of single-family homes, with a mix of historic properties, ranch-style homes, and newer construction. Many homes offer spacious lots, detached garages, and a strong sense of privacy. Buyers looking for affordability and room to spread out are drawn to Albany’s housing market. Opportunities may also exist for buyers interested in land, investment properties, or fixer-uppers with long-term potential.
Albany appeals to those who value a close-knit community, outdoor recreation, and a relaxed lifestyle. Residents enjoy fishing, boating, and walking along the river, while still being a short drive from schools, shopping, and medical services. Whether you’re looking for a permanent residence or a peaceful escape from city life, Albany offers a welcoming environment and attainable real estate options in a naturally beautiful setting.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Albany, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/16/2026. The listing information on this page last changed on 04/16/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/16/2026 12:12:28 AM EST) or MRED MLS (last updated Thu 04/16/2026 12:04:58 AM EST) or SCWMLS (last updated Wed 04/15/2026 11:54:46 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 04/15/2026 10:15:16 PM EST) or Cedar Rapids MLS (last updated Wed 04/15/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Thu 04/16/2026 12:08:43 AM EST) or ICAAR MLS (last updated Wed 04/15/2026 11:37:28 PM EST) or ECIMLS (last updated Wed 04/15/2026 11:44:15 PM EST) or RMLSA (last updated Thu 04/16/2026 12:10:57 AM EST) or Muscatine MLS (last updated Thu 04/16/2026 12:00:26 AM EST) or No Coast MLS (last updated Thu 04/16/2026 12:04:24 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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