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985 Oak Ridge Boulevard , Elgin, IL 60120.
Welcome to 985 Oak Ridge Blvd, Elgin-a rarely available ranch end unit that perfectly blends comfort, style, and tranquility. Nestled against a serene prairie backdrop, this home offers privacy and picturesque views, making it your personal retreat. Step inside and immediately feel at home with freshly painted interiors and gleaming hardwood floors throughout the main living areas. The open-concept design boasts vaulted ceilings and a sunlit living space that seamlessly flows to a newly updated, maintenance-free deck-ideal for morning coffee or evening unwinding while soaking in the peaceful surroundings. The chefs eat-in kitchen is a true highlight, featuring wood cabinetry, gleaming granite countertops, stainless steel appliances, and a pantry for ample storage. Just off the kitchen, the convenient first-floor laundry/mudroom leads to the attached two-car garage for everyday ease. The spacious primary suite is your sanctuary, complete with two generous closets (including one walk-in) and a spa-like ensuite bath featuring a double vanity, whirlpool tub, and step-in shower. A second bedroom and full bath round out the main level, providing comfortable accommodations for family or guests. Downstairs, the full basement is a blank canvas awaiting your creative touch-whether you dream of a home theater, gym, or additional living space. With a rough-in bath and plenty of storage options, the possibilities are endless. Recent updates provide peace of mind, including a freshly painted interior, new deck (2023), hot water heater (2022), roof and gutters (2019), dishwasher (2025), washer (2021), microwave (2020), and AC (2016), and a radon system. This home is move-in ready and waiting for you to make it your own.
MLS ID: 12586718
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985 Oak Ridge Boulevard , Elgin, IL 60120.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $379,900 | $379,900 | $379,900 |
| Down Payment | $75,980 | $13,297 | $94,975 |
| Monthly Mortgage Amount | $1,798 | $2,236 | $2,328 |
| Taxes | $529 | $529 | $529 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $167 | $0 |
| Monthly Estimated Total | $2,438 | $3,043 | $2,968 |