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Description
OH-SO CHARMING in-town cottage style home. This incredible property with over 1700 sq ft of living space is positioned on a huge lot, and SO CLOSE to downtown St. Charles. This 4 bedroom, 2.1 bath home is oozing with character and sits on a large coveted corner lot complete with white picket fence. The interior features an updated kitchen with SS appliances, farmhouse sink, quartz countertops, butcher block island and shaker style cabinetry. There is a large eat-in area with plenty of room to gather and loads of extra storage. The kitchen overlooks a darling family room that is anchored around a red brick fireplace. The entire home is wrapped in windows and is flooded with warm natural light all day long. There is a bedroom on the main level, along with a full bathroom. The XL Laundry Room is massively functional, and just off of the back of the house. There are custom lockers/cabinetry & newer front load washer and dryer. This area provides endless possibilities for storage/organization. Upstairs there are 3 good sized bedrooms and a vintage inspired full bath with shower. Buyers will truly appreciate the basement as it functions perfectly as a hang out area. A classic bar is tucked in a corner overlooking a rec space, complete with at home theatre, surround sound and electric fireplace - absolutely ideal for movie nights! There is a stylish half bath in the basement and a good amount of room for storage. Fire up the grill this summer because this is the spot to be! This backyard is spectacular and will easily rival any lot in the downtown St. Charles area. Healthy, mature trees dot the property and provide the perfect backdrop for enjoying warm summer nights. There is a large multi-tiered patio surrounded by colorful perennials, and complete with hot tub and built in cool-off pool. There is a one car detached garage with adjoining shed for storing all of your backyard toys. EVERYTHING HAS BEEN DONE to this property: New in 2024: ROOF, FASCIA, SIDING, DOWNSPOUTS & JELDWEN WINDOWS * NEW in 2025:- SUMP PUMP AND WATER HEATER * NEW in 2026: FRESHLY PAINTED THROUGHOUT, NEW CARPET * Overall, this 1940's classic is a complete homerun. The owners have maintained a lot of the charm, but updated to modern standards for todays' living - current colors, nice closet space and an open floorplan. Start enjoying all that St. Charles has to offer - Award winning schools, excellent park district community, and vibrant downtown scene with an abundance of restaurants, shoppes and bars. This neighborhood is in the perfect pocket where you are close to everything - easy access to library, riverwalk trails, in-town festivals and activities. The choice is easy, make 923 South Avenue your new place to call home today!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,707
Garage Size: 1
Built in 1941
Elementary School: Munhall Elementary School
High School: St Charles East High School
Middle School: Wredling Middle School
Hot Tub
One Fireplace
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,707
County: Kane
High School: St Charles East High School
Listed By:
@properties Christie's International Real Estate
630-377-1700
MRED MLS
MLS ID: 12610000
Room Information
Bedroom 2: 12X16
Bedroom 3: 8X10
Bedroom 4: 8X10
Family Room: 8X16
Kitchen: 12X20
Laundry: 10X16
Primary Bedroom: 9X16
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923 South Avenue, Saint Charles, IL 60174.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $414,900 | $414,900 | $414,900 |
| Down Payment | $82,980 | $14,522 | $103,725 |
| Monthly Mortgage Amount | $1,937 | $2,442 | $2,522 |
| Taxes | $577 | $577 | $577 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $182 | $0 |
| Monthly Estimated Total | $2,635 | $3,322 | $3,220 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/18/2026. The listing information on this page last changed on 04/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/18/2026 6:51:27 AM EST) or MRED MLS (last updated Sat 04/18/2026 2:04:05 AM EST) or SCWMLS (last updated Fri 04/17/2026 11:54:49 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 04/17/2026 10:15:17 PM EST) or Cedar Rapids MLS (last updated Fri 04/17/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Sat 04/18/2026 6:30:26 AM EST) or ICAAR MLS (last updated Fri 04/17/2026 11:37:31 PM EST) or ECIMLS (last updated Fri 04/17/2026 11:44:16 PM EST) or RMLSA (last updated Sat 04/18/2026 1:10:56 AM EST) or Muscatine MLS (last updated Sat 04/18/2026 2:00:23 AM EST) or No Coast MLS (last updated Sat 04/18/2026 12:44:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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