Contact us: 563.441.1776
Description
Character and charm located on 10 Acres. Custom Oak kitchen with lots of cabinets, appliances, pantry and center Island. Recessed lighting. A full bath is located off the kitchen. Formal dining room with built-in China cabinet and sliding doors leading to the deck. Formal living room and Den/office area. Main floor attached oversized heated bonus room/porch (25x14) could be used for many uses. Original hardwood floors, pocket doors and solid woodwork throughout. Main floor laundry room (off the garage) with panty. The Master bedroom has a walk-in closet and it's own large bath. Walk-up attic is all floored and has plenty of room storage. Electric water heater (2018) and Iron Curtain System with Water Softener. Many steel buildings (well maintained) and Silo's. Roof on 2nd level (2011) and 1st level (2020). 5 Acres is tillable ($1,100/year). 40x60 building, 34x60 building and 24x60 building.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,710
Lot Size: 10.03 acres
Garage Size: 2
Built in 1910
School District: District 13
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 2,710
County: Whiteside
Listed By:
Judy Powell Realty
815-626-7450
MRED MLS
MLS ID: 12588184
Room Information
Den: 15X14
Enclosed Porch Heated: 25X14
Bedroom 2: 13X13
Bedroom 3: 13X11
Dining Room: 14X15
Kitchen: 16X12
Living Room: 14X15
Primary Bedroom: 20X12
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9041 Polo Road, Rock Falls, IL 61071.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $395,000 | $395,000 | $395,000 |
| Down Payment | $79,000 | $13,825 | $98,750 |
| Monthly Mortgage Amount | $1,869 | $2,263 | $2,401 |
| Taxes | $550 | $550 | $550 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $174 | $0 |
| Monthly Estimated Total | $2,534 | $3,102 | $3,066 |
About this area
About Rock Falls
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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