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Description
Beautifully maintained 4-bedroom, 3 bath brick veneer ranch offers the space, flexibility, and energy efficiency today's buyers are looking for. The main level features bright, welcoming living areas, three generously sized bedrooms, a versatile bonus room ideal for a home office or flex space, and a convenient first-floor laundry area. The finished basement significantly expands the home's living space with 3 additional bonus rooms, a kitchenette, and a second laundry area-perfect for related living, guest accommodations, a home gym, recreation, or additional workspace. Continue outside to a spacious backyard deck designed for entertaining, along with an oversized 2-car attached garage and a spacious storage shed. A newer solar panel system adds exceptional energy efficiency and the potential for long-term utility savings. Ideally located near parks, shopping, dining, schools, and major commuter routes, this move-in-ready home is also assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With versatile living spaces, modern updates, and room to grow, this home offers exceptional value and endless possibilities. Welcome home!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,200
Garage Size: 2
Attached Garage
Heated Garage
Built in 1973
Elementary School: Lincoln Elementary School
High School: Elgin High School
Brick Exterior
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,200
County: Cook
High School: Elgin High School
Listed By:
GREAT HOMES REAL ESTATE, INC.
847-930-5080
MRED MLS
MLS ID: 12694344
Room Information
Kitchen- 2nd: 10X10
Other Room: 12X10
Bonus Room: 12X14
Office: 9X10
Bedroom 2: 12X11
Bedroom 3: 10X11
Bedroom 4: 12X14
Dining Room: 12X12
Kitchen: 12X18
Laundry: 8X8
Living Room: 18X12
Primary Bedroom: 12X14
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904 Chippewa Drive, Elgin, IL 60120.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $385,000 | $385,000 | $385,000 |
| Down Payment | $77,000 | $13,475 | $96,250 |
| Monthly Mortgage Amount | $1,896 | $2,297 | $2,398 |
| Taxes | $536 | $536 | $536 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $169 | $0 |
| Monthly Estimated Total | $2,544 | $3,114 | $3,046 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/11/2026. The listing information on this page last changed on 07/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 07/11/2026 2:15:15 AM EST) or MRED MLS (last updated Sat 07/11/2026 2:04:12 AM EST) or SCWMLS (last updated Fri 07/10/2026 11:54:39 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/10/2026 10:15:53 PM EST) or Cedar Rapids MLS (last updated Fri 07/10/2026 10:45:01 PM EST) or NEIRBR MLS (last updated Sat 07/11/2026 1:18:40 AM EST) or ICAAR MLS (last updated Fri 07/10/2026 11:37:30 PM EST) or ECIMLS (last updated Fri 07/10/2026 11:44:33 PM EST) or RMLSA (last updated Sat 07/11/2026 1:10:57 AM EST) or Muscatine MLS (last updated Sat 07/11/2026 2:00:09 AM EST) or No Coast MLS (last updated Sat 07/11/2026 12:44:22 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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