Contact us: 563.441.1776
Description
Stunning 5,500 sq. ft. Custom LAKEFRONT Home! Exceptional lake living awaits in this one-of-a-kind property featuring a brand-new steel seawall and concrete patio (2024). Designed for both luxury and function, the main floor boasts a private office, spacious primary suite with a glass block shower, jetted soaker tub, and walk-in closets, plus beautiful custom wood flooring throughout. Enjoy convenience with main floor laundry and an additional mudroom. The open-concept kitchen and living room impress with vaulted ceilings, floor-to-ceiling windows showcasing breathtaking lake views, and a dramatic stone fireplace as the centerpiece. Upstairs, a loft with a half bath offers flexible living space. The walk-out lower level features radiant heated floors, a second full kitchen, three additional bedrooms, home gym, solarium, and a family room highlighted by a stunning three-sided stone fireplace. Car enthusiasts will love the heated, insulated 5.5-car garage. Other updates include a new roof (2020) and new furnace and central air (2025). Outdoors, enjoy panoramic lake views from the maintenance-free deck, gather on the patio, or head down to the brand-new steel seawall (2024) and shoreline. The boat is negotiable, making it the perfect opportunity to step right into the luxury lake lifestyle. Just a short stroll to the shoreline-this home is truly a rare find! Enjoy access to all of the community amenities Lake Summerset has to offer! Don't miss your chance to own a rare lakefront gem in Lake Summerset-where every day feels like a vacation! Located in the gated Lake Summerset community-known for its 285-acre stocked lake-residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. Just 30minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 5,500
Garage Size: 6
Attached Garage
Built in 2006
School District: District 201
River Front
Two Fireplaces
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 5,500
County: Stephenson
Listed By:
Best Realty
815-793-5831
MRED MLS
MLS ID: 12593915
Room Information
Kitchen- 2nd: 14X16
Exercise Room: 17X12
Heated Sun Room: 16X16
Loft: 39X13
Mud Room: 11X6
Bedroom 2: 16X11
Bedroom 3: 16X12
Bedroom 4: 15X8
Dining Room: 19X15
Family Room: 37X28
Kitchen: 32X14
Laundry: 11X9
Living Room: 20X19
Primary Bedroom: 23X16
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870 Breckenboro Road , Davis, IL 61019.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $749,900 | $749,900 | $749,900 |
| Down Payment | $149,980 | $26,247 | $187,475 |
| Monthly Mortgage Amount | $3,549 | $4,297 | $4,558 |
| Taxes | $1044 | $1044 | $1044 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $330 | $0 |
| Monthly Estimated Total | $4,812 | $5,890 | $5,821 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/17/2026. The listing information on this page last changed on 03/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/17/2026 1:37:24 AM EST) or MRED MLS (last updated Tue 03/17/2026 1:29:05 AM EST) or SCWMLS (last updated Mon 03/16/2026 11:54:43 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 03/16/2026 10:15:30 PM EST) or Cedar Rapids MLS (last updated Mon 03/16/2026 10:44:29 PM EST) or NEIRBR MLS (last updated Tue 03/17/2026 1:18:42 AM EST) or ICAAR MLS (last updated Mon 03/16/2026 11:37:28 PM EST) or ECIMLS (last updated Mon 03/16/2026 11:44:14 PM EST) or RMLSA (last updated Tue 03/17/2026 1:10:55 AM EST) or Muscatine MLS (last updated Tue 03/17/2026 1:30:21 AM EST) or No Coast MLS (last updated Tue 03/17/2026 12:44:17 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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