Contact us: 563.441.1776
Description
Immaculate Lake Summerset lakefront home featuring panoramic views across the water. Located near the mouth of a quiet no-wake zone, this turnkey property has no deferred maintenance and comes fully updated. A wall of windows provides exceptional long-distance lake views. The outdoor space features an improved shoreline with a steel seawall, a large cantilever pier for fishing or swimming, and a lakeside patio equipped with electricity and a fire pit. An expansive 550-square-foot deck sits off the main entrance, complete with a SunSetter awning, exterior lighting, and a wide stairway leading down to the water.The interior includes a completely remodeled kitchen with 2019 appliances, a 2021 bathroom update, and a lower level with a remaining refrigerator and freezer. Note: the hail damage to the stucco exterior is being repaired to look just like the surrounding areas. Capital improvements include a new roof, gutters, garage door with a TSR-coated floor, and glass block basement windows(all 2026), as well as a newer driveway (2019), windows (2021), lawn irrigation (2023), and a battery-backup sump pump (2022). Mechanicals feature a furnace and central A/C (2017) and a water softener (2016). High-quality furnishings, a fine pontoon boat, an electric boat lift, and a very new fuel injected gas golf cart are negotiable.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,271
Walkout Basement
Garage Size: 3
Attached Garage
Built in 1973
School District: District 201
River Front
Two Fireplaces
General Information
Bedrooms: 4
Bathrooms: 2
Sqft: 2,271
County: Stephenson
Listed By:
Morgan Realty, Inc.
815-262-8952
MRED MLS
MLS ID: 12774726
Room Information
Bedroom 2: 11X10
Bedroom 3: 10X10
Bedroom 4: 16X11
Dining Room: 9X11
Family Room: 28X23
Kitchen: 13X10
Laundry: 12X18
Living Room: 23X19
Primary Bedroom: 12X11
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839 Breckenboro Road, Davis, IL 61019.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $599,900 | $599,900 | $599,900 |
| Down Payment | $119,980 | $20,997 | $149,975 |
| Monthly Mortgage Amount | $3,193 | $3,919 | $3,888 |
| Taxes | $835 | $835 | $835 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $264 | $0 |
| Monthly Estimated Total | $4,203 | $5,193 | $4,898 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/19/2026. The listing information on this page last changed on 10/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 10/19/2026 3:00:31 AM EST) or MRED MLS (last updated Mon 10/19/2026 2:36:30 AM EST) or SCWMLS (last updated Sun 10/18/2026 11:55:01 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 10/18/2026 10:15:18 PM EST) or Cedar Rapids MLS (last updated Sun 10/18/2026 10:45:08 PM EST) or NEIRBR MLS (last updated Mon 10/19/2026 1:18:42 AM EST) or ICAAR MLS (last updated Sun 10/18/2026 11:37:28 PM EST) or ECIMLS (last updated Sun 10/18/2026 11:44:33 PM EST) or RMLSA (last updated Mon 10/19/2026 1:10:56 AM EST) or Muscatine MLS (last updated Mon 10/19/2026 2:00:10 AM EST) or No Coast MLS (last updated Mon 10/19/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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