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820 S 16th Street, Quincy, IL 62301.
Welcome home to this charming and spacious 4-bedroom, 2-bath bungalow that perfectly blends character, comfort, and functionality! From the moment you arrive, youll be drawn to the inviting covered front porch?ideal for morning coffee or relaxing evenings. Step inside to find a thoughtfully designed layout featuring two main-level bedrooms and a full bath, offering convenience and flexibility. The main floor has recently installed engineered hardwood flooring, creating a warm and modern feel throughout the living spaces. Upstairs, youll find two additional bedrooms and a second full bathroom, along with a cozy reading nook complete with skylights and built-in bookshelves?perfect for unwinding with your favorite book or creating a peaceful workspace. The fully fenced yard provides privacy and plenty of room for outdoor enjoyment, while the garage adds extra storage and convenience. Downstairs, the freshly painted basement floor offers a clean slate ready for your home gym, recreation room, or additional living space. Additional updates include a roof said to be new (2017) and windows said to be new in (2019), offering peace of mind for years to come. This home offers the perfect combination of charm, updates, and livable space?dont miss your opportunity to make it yours!
MLS ID: CA1042790
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820 S 16th Street, Quincy, IL 62301.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $175,000 | $175,000 | $175,000 |
| Down Payment | $35,000 | $6,125 | $43,750 |
| Monthly Mortgage Amount | $828 | $1,030 | $1,072 |
| Taxes | $244 | $244 | $244 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,172 | $1,451 | $1,416 |