Contact us: 563.441.1776
Description
This gorgeous ranch-style home is ready for its next chapter, offering three bedrooms and three bathrooms in a beautifully maintained setting that blends comfort with convenience. Step inside and discover a home that has been lovingly updated throughout the years. Highlights include all-new Pella windows installed in 2016, two new furnaces and air conditioning in 2017, a new roof in 2021, updated gutters and garage doors in 2022, and a hot water heater replaced in 2026. The gas-converted fireplace adds warmth and ambiance, while the master bath renovation brings a modern touch to your private retreat. A versatile lower-level room currently serves as an office, complete with a desk that conveys with the property. The outdoor spaces truly set this home apart. A professionally landscaped yard frames the property with curb appeal, while the charming bricked patio out back creates the perfect escape for morning coffee or evening gatherings. The cement pour slab with brick overlay ensures lasting durability and timeless style. A newer driveway completed in 2020 rounds out the polished exterior. The neighborhood offers an ideal balance of tranquility and accessibility. Cattail Park sits just minutes away for nature walks and outdoor recreation, while Fulton High School is conveniently close for families. Wake each morning to stunning sunrise views from your dining room, surrounded by the peaceful scenery that makes this Fulton location so special. This property has 2 parcels, 2nd parcel is 01-27-104-002 Schedule your private showing today and start making new memories.
Property Highlights
Property Type: Residential -
Total Living Area SF: 3,303
Built in 1973
School District: District 2
Brick Exterior
One Fireplace
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 3,303
County: Whiteside
Listed By:
Windmill Real Estate
815-589-9191
MRED MLS
MLS ID: 12662789
Room Information
Walk In Closet: 5X7
Office: 14X16
Sitting Room: 9X13
Storage: 9X12
Bedroom 2: 10X21
Bedroom 3: 10X19
Dining Room: 10X16
Family Room: 15X43
Kitchen: 14X10
Laundry: 12X12
Living Room: 13X22
Primary Bedroom: 12X27
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811 16th Street , Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $304,900 | $304,900 | $304,900 |
| Down Payment | $60,980 | $10,672 | $76,225 |
| Monthly Mortgage Amount | $1,482 | $1,843 | $1,884 |
| Taxes | $424 | $424 | $424 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $134 | $0 |
| Monthly Estimated Total | $2,006 | $2,501 | $2,408 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/01/2026. The listing information on this page last changed on 06/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 06/01/2026 12:12:40 AM EST) or MRED MLS (last updated Mon 06/01/2026 12:04:58 AM EST) or SCWMLS (last updated Sun 05/31/2026 11:54:33 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 05/31/2026 10:17:20 PM EST) or Cedar Rapids MLS (last updated Sun 05/31/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Mon 06/01/2026 12:08:40 AM EST) or ICAAR MLS (last updated Sun 05/31/2026 11:37:26 PM EST) or ECIMLS (last updated Sun 05/31/2026 11:44:12 PM EST) or RMLSA (last updated Mon 06/01/2026 12:10:56 AM EST) or Muscatine MLS (last updated Mon 06/01/2026 12:00:09 AM EST) or No Coast MLS (last updated Mon 06/01/2026 12:04:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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