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809 E Center Street, Ottawa, IL 61350.
Welcome to this stunning and meticulously maintained home nestled on over an acre of land in the heart of Ottawa, Illinois! This spacious residence offers the perfect blend of timeless charm and modern convenience, featuring 4 bedrooms, 3 full bathrooms, and a 3-car heated garage. Step inside and be greeted by gorgeous hardwood floors that flow throughout the home, complementing every room. The thoughtfully designed layout provides generous living spaces, while the TWO bonus rooms above the garage offers endless possibilities - a home office, playroom, media room, or guest suite. Enjoy outdoor living on the brand-new deck, perfect for entertaining or simply relaxing while taking in the expansive lot. Recent Updates - Move-In Ready with Confidence: * 2026 - New Deck * 2021 - New AC * 2017 - New Roof * 2015 - Tankless Water Heater * 2007 - Complete Remodel. The seller owns 1/4 of the ravine next to shed With over an acre of land, a rare 3-car heated garage, and a long list of updates, this property delivers exceptional value in a serene Ottawa setting. Don't miss your opportunity - schedule your private showing today!
MLS ID: 12668025
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809 E Center Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $425,000 | $425,000 | $425,000 |
| Down Payment | $85,000 | $14,875 | $106,250 |
| Monthly Mortgage Amount | $2,066 | $2,569 | $2,626 |
| Taxes | $591 | $591 | $591 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $187 | $0 |
| Monthly Estimated Total | $2,781 | $3,471 | $3,341 |