Contact us: 563.441.1776
Description
This meticulously maintained home offers extensive upgrades inside and out. Enjoy nearly $150,000 in professional front and rear stone landscaping with steps, retaining walls, patios, and a real wood fire pit. The home boasts a new roof (2021), updated HVAC, all new windows (2023?2024), and a newly sealed driveway and patio (2025). Inside, the home features a fully updated kitchen and dining area with new flooring (2023), under-cabinet lighting (2025), a Newtone central vac system, and updated laundry (2023). Bathrooms have been refreshed with custom shower doors, vanities, flooring, and premium Kohler fixtures. Finished lower-level space, dimmable lighting in the master, custom Hunter Douglas blinds, and two updated gas fireplaces add both comfort and style. Tech-ready upgrades include Starlink and Dish wiring, exterior speakers, exterior TV setup, HDMI cabling to the family room and basement, and a custom mantle TV bracket. Appliances, including the electric stove, refrigerator, dishwasher, and beverage center, are included. Additional highlights: a built-in Napoleon grill with hard-plumbed LP tank, 30 ft. commercial flagpole with lighting, Shrock shed, recent septic service, and a wired hot tub connection. This home truly combines modern convenience, thoughtful updates, and beautiful outdoor living spaces.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 3,566
Lot Size: 2.52 acres
Garage Size: 2
Attached Garage
Built in 1979
High School: Bluffs
Kitchen Island
Brick Exterior
Two Fireplaces
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 3,566
County: Scott
High School: Bluffs
Subdivision: None
Listed By:
The Real Estate Group, Inc.
RMLSA
MLS ID: CA1038970
Room Information
Bedroom 1: 16.06 X 20.05 Level - Main
Bedroom 2: 14.03 X 15.03 Level - Main
Bedroom 3: 13.07 X 10.04 Level - Main
Living Room: 22.06 X 18.04 Level - Main
Dining Room: 14.08 X 15.01 Level - Main
Kitchen: 13.09 X 13.07 Level - Main
Recreation Room: 28.01 X 30.09 Level - Lower
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806 Phillips Ferry Road, Bluffs, IL 62621.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,000 | $399,000 | $399,000 |
| Down Payment | $79,800 | $13,965 | $99,750 |
| Monthly Mortgage Amount | $1,863 | $2,349 | $2,425 |
| Taxes | $555 | $555 | $555 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $175 | $0 |
| Monthly Estimated Total | $2,534 | $3,195 | $3,096 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/20/2026. The listing information on this page last changed on 04/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 04/20/2026 12:14:24 AM EST) or MRED MLS (last updated Mon 04/20/2026 12:11:51 AM EST) or SCWMLS (last updated Sun 04/19/2026 11:54:36 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 04/19/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Sun 04/19/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Mon 04/20/2026 12:08:41 AM EST) or ICAAR MLS (last updated Sun 04/19/2026 11:37:26 PM EST) or ECIMLS (last updated Sun 04/19/2026 11:44:11 PM EST) or RMLSA (last updated Mon 04/20/2026 12:10:56 AM EST) or Muscatine MLS (last updated Mon 04/20/2026 12:00:22 AM EST) or No Coast MLS (last updated Mon 04/20/2026 12:04:15 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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