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806 Pennsylvania Street, Bedford, IA 50833.
Turnkey Investment Gem: Updated 2-Story Duplex in Heart of Bedford, IA ? Cash Flow + Flexibility! Nestled at 806 Pennsylvania St in Bedford, Iowa this two-story duplex sits right near Bedford Elementary and High School Ideal for families, educators, or reliable local renters in a community where school proximity drives steady demand. Each unit offers 2 generous bedrooms and 1 full bath, delivering the practical, sought-after layout that performs well in rural Iowa markets. Currently generating consistent rental income this property provides strong cash flow potential in a low-vacancy small-town environment. Fully renovated in 2018 ? everything updated for modern, low-maintenance living: new roof, siding, dual furnaces, dual central air units, electrical, plumbing, sheetrock, flooring, and more. Move-in ready with no major deferred maintenance ? perfect for hands-off investors or first-time landlords. ? House hack affordably ? Live in one unit while the other's rent covers most (or all) of your mortgage, taxes, insurance, and utilities. ? Maximize rental income ? Keep both units leased for solid monthly cash flow in a market where 2-bedroom rents in Taylor County hover around $700?$900+, with low competition. ? Versatile future-proofing ? Easily convert back to a spacious single-family home (approx. 1700+ sq ft total) for personal use, resale, or family growth.
MLS ID: 6334963
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806 Pennsylvania Street, Bedford, IA 50833.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $175,000 | $175,000 | $175,000 |
| Down Payment | $35,000 | $6,125 | $43,750 |
| Monthly Mortgage Amount | $817 | $1,003 | $1,064 |
| Taxes | $244 | $244 | $244 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $77 | $0 |
| Monthly Estimated Total | $1,161 | $1,424 | $1,408 |