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771 Adams Street, Ottawa, IL 61350.
Welcome to this inviting ranch home with a walkout basement, offering a flexible layout and thoughtful updates throughout. The open main level features a spacious living room that flows seamlessly into the kitchen, complete with a large center island with seating and an adjoining dining area-perfect for everyday living and entertaining. Just off the dining space, an enclosed porch provides a relaxing spot to enjoy views of the expansive, mostly fenced backyard. The main floor offers two comfortable bedrooms and a full bathroom with a jetted tub/shower combination. New flooring installed throughout the main level in 2026 adds a fresh, modern touch. The walkout basement expands the living space with a generous family room featuring sliding glass doors to the backyard, along with two additional bedrooms that offer excellent flexibility for guests, home offices, or hobbies. A dedicated laundry/utility room and ample storage space complete the lower level. Recent updates include a new roof in 2026 and plumbing updates completed in 2023, providing peace of mind for the next owner. This well-maintained home combines comfort, functionality, and room to grow both inside and out.
MLS ID: 12644658
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771 Adams Street, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $206,900 | $206,900 | $206,900 |
| Down Payment | $41,380 | $7,242 | $51,725 |
| Monthly Mortgage Amount | $1,006 | $1,251 | $1,278 |
| Taxes | $288 | $288 | $288 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $91 | $0 |
| Monthly Estimated Total | $1,394 | $1,730 | $1,666 |