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75 Winter Hill Circle, Montgomery, IL 60538.
OPEN & AIRY! Fresh space, natural light, and an open layout designed for gathering, this well loved, 4-bedroom, 2 1/2-bath home with basement and heated 3 car garage offers plenty of room to live and grow. From the covered front porch to the tiled entry, guests will feel a warm welcome once inside. Highlights include an oversized family room with a beamed vaulted ceiling anchored by a bold brick fireplace surrounded by a wall of sunshine to brighten the day. The open design flows into the spacious eat-in kitchen featuring beautiful hardwood floors, granite countertops, tiled backsplash, a center island with breakfast bar, pantry and generous table space overlooking the backyard. The main level also offers a bayed living room and dedicated dining room both with crown molding - perfect for hosting holidays, celebrations, or everyday moments. The main level laundry with storage includes the washer & dryer. Upstairs, the owner's suite shines with a stunning modern luxury spa bathroom (2022) featuring a large glass tiled shower and vanity tower with double bowl sinks creating a true retreat for relaxation. Three additional generous sized bedrooms provide flexibility for family, guests, or home office needs. The main bath features a newer skylight and new sink. The ready-to-finish basement with cement crawl gives excellent storage and future living space potential. Step outside to enjoy the extended maintenance-free TREX deck (2024) and open yard - just waiting for warm weather gatherings and summer evenings. The included air compressor and heated 3/car garage provide lots of space for a car enthusiast. A NEW roof, vinyl siding, skylights, gutters & downspouts (2023), landscaping (2024), refreshed hardwood floors (2025), windows (2016), & water heater (2022) provide added value to this well cared for home. Step into Spring and start your new home chapter!
MLS ID: 12583817
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75 Winter Hill Circle, Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $419,900 | $419,900 | $419,900 |
| Down Payment | $83,980 | $14,697 | $104,975 |
| Monthly Mortgage Amount | $1,960 | $2,406 | $2,552 |
| Taxes | $584 | $584 | $584 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $185 | $0 |
| Monthly Estimated Total | $2,666 | $3,297 | $3,258 |