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725 15th Avenue Sw, Mt Vernon, IA 52314.
Located just minutes from downtown Mt Vernon, Cornell College, and with quick access to Hwy 30 for an easy Cedar Rapids commute, this ranch delivers the space, layout, and features buyers are actively searching for. With 4+ bedrooms and 3 full baths, the main level offers vaulted ceilings, abundant natural light, and a floor-to-ceiling stone fireplace that anchors the living room. The kitchen is designed for everyday living and entertaining with a large island, extensive cabinetry, and direct access to the dining area and screened porch, creating a seamless indoor-outdoor flow. The primary suite includes a walk-in closet and private bath, while additional main-level bedrooms provide flexibility for guests, office space, or family needs. The finished lower level adds significant living space with a large rec room, second fireplace, wet bar, additional bedroom, and full bath, ideal for entertaining or multi-generational living. Set in a quiet neighborhood near Mt Vernon schools, parks, trails, and local shops and restaurants, this home also features a spacious yard and elevated screened porch that truly sets it apart.
MLS ID: 2602744
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725 15th Avenue Sw, Mt Vernon, IA 52314.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $525,000 | $525,000 | $525,000 |
| Down Payment | $105,000 | $18,375 | $131,250 |
| Monthly Mortgage Amount | $2,484 | $3,091 | $3,191 |
| Taxes | $731 | $731 | $731 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $231 | $0 |
| Monthly Estimated Total | $3,368 | $4,206 | $4,075 |