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715 Monterrey Terrace , McHenry, IL 60050.
Exceptional, move-in ready waterfront ranch nestled on a deep-water channel with direct access to Pistakee Lake and the endless recreation of the Chain O'Lakes! Thoughtfully updated inside and out, this turnkey home is perfectly positioned for summer fun and year-round enjoyment. Step inside to an open, inviting floor plan featuring rich hickory hardwood flooring throughout the main living areas. The spacious kitchen offers abundant cherry cabinetry, Corian countertops, newer stainless-steel appliances, generous table space, and a sliding glass door leading directly to the outdoor entertaining area. The home features three bedrooms and two beautifully renovated bathrooms including marble tiled showers and travertine flooring. The updated laundry room has been redesigned to maximize both storage and functionality. Additional improvements include a finished, heated garage, recently replaced driveway, elegant brick paver front walkway, and a stunning mahogany front door that creates exceptional curb appeal. The true showstopper is the backyard oasis. Designed for entertaining and relaxation, the newly renovated outdoor space features a large, covered deck, sun deck with a hot tub, dedicated grilling area, fire pit, and aluminum piers ready for all your boating, fishing, and water activities. The extensive list of updates continues with newer fiber cement siding, windows, gutters, furnace, and central air conditioning, providing peace of mind for years to come. Adding to its appeal, the property offers picturesque water views from both the front and rear of the home, all without the requirement of flood insurance. Meticulously maintained and in impeccable condition, this rare waterfront opportunity is truly one of a kind. Welcome Home!
MLS ID: 12665009
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715 Monterrey Terrace , McHenry, IL 60050.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $495,000 | $495,000 | $495,000 |
| Down Payment | $99,000 | $17,325 | $123,750 |
| Monthly Mortgage Amount | $2,406 | $2,993 | $3,058 |
| Taxes | $689 | $689 | $689 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $218 | $0 |
| Monthly Estimated Total | $3,239 | $4,044 | $3,891 |