Contact us: 563.441.1776
Description
Rare opportunity for an assumable VA mortgage, subject to lender and VA approval. This spacious 3 bedroom, 2 bath ranch offers 1,809 sq. ft. of comfortable main floor living on a generous .59 acre lot, conveniently located near I-90/I-39, shopping, dining, and Hard Rock Casino. Inside, a bright living and dining area features fresh paint, new carpeting, updated lighting, and an open, connected layout. The kitchen offers space for a breakfast table, recently purchased appliances that stay, and several recent updates. The den provides another comfortable living space with a wood-burning fireplace. The oversized four season sunroom with skylights provides a bright and inviting space overlooking the backyard. Outside, enjoy plenty of open green space along with a gated, fenced area conveniently located just behind the home. A circular driveway, patio, garden shed, and attached 2.5 car garage add even more functionality. The full basement provides substantial additional space and has been professionally prepped and refreshed, including a cleaned concrete floor, selected plumbing updates, a new electrical panel, sump backup system, laundry area with 2024 washer and dryer, and workshop/utility space. Numerous recent improvements throughout the home include fresh paint and lighting in several rooms, kitchen and bathroom updates, new central air (2024), completely rebuilt chimney (2026), electronic garage door opener (2026), landscaping improvements, 2022 furnace, 2025 water heater, and owned water softener. With generous main floor living space, a large lot, four season sunroom, abundant basement space, and many major improvements already completed, this ranch offers space, convenience, and flexibility inside and out.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,809
Garage Size: 2
Attached Garage
Built in 1968
Elementary School: Cherry Valley Elementary School
High School: Guilford High School
Middle School: Eisenhower Middle School
Brick Exterior
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,809
County: Winnebago
High School: Guilford High School
Listed By:
Gambino Realtors Home Builders
815-282-2222
MRED MLS
MLS ID: 12757638
Room Information
Den: 18X14
Heated Sun Room: 23X16
Bedroom 2: 12X11
Bedroom 3: 11X10
Dining Room: 12X11
Kitchen: 18X11
Living Room: 20X13
Primary Bedroom: 13X12
For Details, Contact
Get in Touch
For Details, Contact
Contact an agent to learn more about
7103 Mill Road , Rockford, IL 61108.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $299,000 | $299,000 | $299,000 |
| Down Payment | $59,800 | $10,465 | $74,750 |
| Monthly Mortgage Amount | $1,512 | $1,856 | $1,877 |
| Taxes | $416 | $416 | $416 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $2,028 | $2,504 | $2,393 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/12/2026. The listing information on this page last changed on 09/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 09/12/2026 9:15:56 AM EST) or MRED MLS (last updated Sat 09/12/2026 9:02:00 AM EST) or SCWMLS (last updated Sat 09/12/2026 9:09:08 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 09/11/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Sat 09/12/2026 9:10:04 AM EST) or NEIRBR MLS (last updated Sat 09/12/2026 9:10:04 AM EST) or ICAAR MLS (last updated Sat 09/12/2026 8:32:43 AM EST) or ECIMLS (last updated Sat 09/12/2026 8:33:16 AM EST) or RMLSA (last updated Sat 09/12/2026 9:10:57 AM EST) or Muscatine MLS (last updated Sat 09/12/2026 8:37:47 AM EST) or No Coast MLS (last updated Sat 09/12/2026 9:04:55 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
![mls logo]()
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --