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693 Lake Summerset Road , IL 61019 • Residential - Single Family • Active

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  • 693 Lake Summerset Road, Lake Summerset, IL 61019 Main Photo

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Description

Enjoy the privacy and comfort of this beautifully maintained SPLIT FLOOR PLAN RANCH home in Lake Summerset! Backing up to Cardinal Park, this inviting home offers a peaceful, park-like setting with the convenience of main-level living. The ADORABLE FRONT PORCH is perfect for seasonal decorating or relaxing outdoors. Inside, VAULTED CEILINGS, skylights, a bay window, and newer LVP flooring create a bright, welcoming atmosphere. The living room features a brick-surround electric fireplace, already set up for gas, and flows into a FOUR SEASON ROOM overlooking the private backyard. The kitchen offers abundant cabinetry, convenient pull-out shelving, newer stainless steel appliances, and a NEW side-by-side refrigerator in 2026, with an open layout connecting the kitchen, dining, and living areas. The spacious primary suite includes a full ensuite bath and large walk-in closet, while two additional bedrooms and a full guest bath complete the main level. A convenient, main floor laundry room with high-end washer and dryer adds to the ease of everyday living. The finished WALK-OUT LOWER LEVEL provides additional family room space plus two bonus rooms, ideal for a home office, hobby room, or extra flex space. Step outside to the brick-paved patio and enjoy the tranquil surroundings. Additional highlights include a deep two-car garage, a HUGE COMMERCIAL GRADE TREX DECK installed in 2024, a NEW ROOF coming soon, new sump pump and lift station in 2026, and an existing radon mitigation system. Move-in ready and thoughtfully designed, this home offers the perfect blend of comfort, functionality, and privacy in the Lake Summerset community!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,921
Garage Size: 3
School District: Dakota 201

General Information

Bedrooms: 3
Bathrooms: 3
Sqft: 2,921
County: Stephenson
Listed By:
Best Realty
Rockford Board of Realtors

Room Information

Bedroom 1: 15.3 X 12 Level - Main
Bedroom 2: 12 X 11.4 Level - Main
Bedroom 3: 10.5 X 10.75 Level - Main
Kitchen: 12.5 X 12 Level - Main
Living Room: 17 X 16 Level - Main
Dining Room: 16 X 11 Level - Main
Family Room: 35 X 15.5 Level - Walk Out
SUNROOM: 14.5 X 12 Level - Main
LAUNDRY: 10.4 X 6.25 Level - Main
BONUS: 13 X 11 Level - Walk Out
OFFICE: 13 X 10 Level - Walk Out
$314,000
Est. $2,187/mo
3beds
3baths
2,921sqft
3cars
New to the Market Active
BEDS3 BATHS3 full SQUARE FEET2,921 MLS#202606728
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDakota 201

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Ruhl&Ruhl Realtors
563.441.1776

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693 Lake Summerset Road, Lake Summerset, IL 61019.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $314,000$314,000$314,000
Down Payment $62,800$10,990$78,500
Monthly Mortgage Amount $1,650$2,025$2,035
Taxes $437$437$437
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$138$0
Monthly Estimated Total $2,187$2,700$2,572

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