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Description
This Stunning three-unit apartment building is a rare opportunity for investors or owner-occupants seeking long term income potential. Meticulously maintained and thoughtfully restored in 2026, this exceptional property beautifully blends historic charm with modern functionality and investment appeal. Located in Ottawa's desirable Historic District, the building showcases timeless architecture, exceptional curb appeal, and the character that makes historic properties truly special. Enjoy the convenience of being within walking distance of grocery shopping, the YMCA, the Illinois River, Parks, and downtown restaurants, bars and local amenities. Each of the three units features its own furnace, water heater, and washer and dryer hookups, providing individually controlled utilities and added convenience for both owners and tenants. With each unit offering rental potential of $1,295 or more per month, this property presents an attractive opportunity to generate rental income. Beyond traditional long-term rentals, the property also offers Airbnb or short-term rental potential, providing an additional avenue for future income and flexibility. Whether you're looking to expand your investment portfolio, generate rental income, or take the first step toward greater financial freedom through real estate, this beautifully restored, Move-in ready, three-unit property is an opportunity you won't want to miss. Schedule your private showing today and discover the charm, versatility, walkable location, and income potential this exceptional property has to offer!
Property Highlights
Property Type: Multi Unit - Multiple
General Information
Bedrooms: 3
Bathrooms: 3
County: LaSalle
High School: Ottawa Township High School
Listed By:
Coldwell Banker Real Estate Group
815-744-1000
MRED MLS
MLS ID: 12746284
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646 Webster Street, Ottawa, IL 61350.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $389,900 | $389,900 | $389,900 |
| Down Payment | $77,980 | $13,647 | $97,475 |
| Monthly Mortgage Amount | $1,972 | $2,420 | $2,448 |
| Taxes | $543 | $543 | $543 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $172 | $0 |
| Monthly Estimated Total | $2,629 | $3,249 | $3,105 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/09/2026. The listing information on this page last changed on 09/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 09/09/2026 12:00:22 AM EST) or MRED MLS (last updated Tue 09/08/2026 11:58:02 PM EST) or SCWMLS (last updated Tue 09/08/2026 11:55:01 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 09/08/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Tue 09/08/2026 10:44:13 PM EST) or NEIRBR MLS (last updated Tue 09/08/2026 11:58:39 PM EST) or ICAAR MLS (last updated Tue 09/08/2026 11:37:27 PM EST) or ECIMLS (last updated Tue 09/08/2026 11:44:32 PM EST) or RMLSA (last updated Tue 09/08/2026 11:50:55 PM EST) or Muscatine MLS (last updated Tue 09/08/2026 11:45:09 PM EST) or No Coast MLS (last updated Tue 09/08/2026 11:54:19 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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