Contact us: 563.441.1776
Description
Welcome to this charming ranch-style home nestled in a desirable location near Lake Decatur! Offering 3 bedrooms and 2 bathrooms, this home features a functional layout with great potential to make it your own. Enjoy your morning coffee or unwind in the evening on the lovely screened-in porch, perfect for relaxing while taking in the peaceful surroundings. The detached 2-car garage provides ample space for parking, storage, or a workshop. Conveniently located near the lake, this home offers both comfort and location-don't miss your opportunity to make it yours!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,176
Garage Size: 2
Built in 1981
School District: District 61
Brick Exterior
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,176
County: Macon
Listed By:
KELLER WILLIAMS-TREC
217-356-6100
MRED MLS
MLS ID: 12597727
Room Information
Screened Porch: 23X9
Bedroom 2: 11X11
Bedroom 3: 12X7
Dining Room: 9X9
Kitchen: 9X9
Laundry: 7X5
Living Room: 18X14
Primary Bedroom: 11X11
For Details, Contact
Get in Touch
For Details, Contact
Contact an agent to learn more about
646 N Cove Court, Decatur, IL 62521.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $120,000 | $120,000 | $120,000 |
| Down Payment | $24,000 | $4,200 | $30,000 |
| Monthly Mortgage Amount | $591 | $725 | $741 |
| Taxes | $167 | $167 | $167 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $53 | $0 |
| Monthly Estimated Total | $858 | $1,045 | $1,008 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 12:07:19 AM EST) or MRED MLS (last updated Wed 07/15/2026 12:05:02 AM EST) or SCWMLS (last updated Tue 07/14/2026 11:54:44 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/14/2026 10:15:48 PM EST) or Cedar Rapids MLS (last updated Tue 07/14/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/14/2026 11:58:41 PM EST) or ICAAR MLS (last updated Tue 07/14/2026 11:37:25 PM EST) or ECIMLS (last updated Tue 07/14/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/15/2026 12:00:54 AM EST) or Muscatine MLS (last updated Wed 07/15/2026 12:00:10 AM EST) or No Coast MLS (last updated Wed 07/15/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
![mls logo]()
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --