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Description
Spacious and well maintained home in an ideal Elgin location. Walk into the coziest home on the block welcomed by a beautiful sun-soaked enclosed porch with a ceiling fan and carpeted floors. The main level features a showstopping fireplace, new flooring throughout, a large primary bedroom with abundant natural light, an oversized closet, and access to a Juliet balcony. The upper level offers two additional bedrooms and a full, generously sized bathroom. The finished basement provides exceptional additional living space, recently Perma sealed and equipped with a kitchenette, laundry room with utility sink, two oversized storage closets, a bar area, a lounge/TV space, and a shower. Notable updates include AC (approx. 7 years), roof & siding (2024), exterior paint (2023), water heater (2024), refrigerator & dishwasher (2025), and fence (2023). Located within walking distance to shopping, baseball fields, and Lords Park, with quick access to I90 just 5 minutes away. Surrounded by excellent neighbors and situated in a highly convenient area.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,741
Garage Size: 1
Built in 1925
School District: District 46
Two Fireplaces
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,741
County: Kane
Listed By:
Inspire Realty Group LLC
847-489-3476
MRED MLS
MLS ID: 12603303
Room Information
Attic: 15X29
Enclosed Porch: 17X7
Bedroom 2: 12X11
Bedroom 3: 13X11
Dining Room: 12X10
Kitchen: 12X7
Laundry: 14X8
Living Room: 18X13
Primary Bedroom: 13X13
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644 Columbia Avenue , Elgin, IL 60120.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $305,000 | $305,000 | $305,000 |
| Down Payment | $61,000 | $10,675 | $76,250 |
| Monthly Mortgage Amount | $1,443 | $1,796 | $1,869 |
| Taxes | $424 | $424 | $424 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $134 | $0 |
| Monthly Estimated Total | $1,967 | $2,454 | $2,393 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 12:02:09 AM EST) or MRED MLS (last updated Thu 04/16/2026 11:57:57 PM EST) or SCWMLS (last updated Thu 04/16/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 04/16/2026 10:16:31 PM EST) or Cedar Rapids MLS (last updated Thu 04/16/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Thu 04/16/2026 11:58:42 PM EST) or ICAAR MLS (last updated Thu 04/16/2026 11:37:29 PM EST) or ECIMLS (last updated Thu 04/16/2026 11:44:15 PM EST) or RMLSA (last updated Fri 04/17/2026 12:00:58 AM EST) or Muscatine MLS (last updated Fri 04/17/2026 12:00:24 AM EST) or No Coast MLS (last updated Thu 04/16/2026 11:54:22 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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