Contact us: 563.441.1776
Description
Welcome to this move-in ready, four-bedroom, two-bathroom split-level home featuring timeless brick and cedar curb appeal, immaculate landscaping, and an unbeatable location directly across the street from Lincoln-Way East High School. Step inside to an abundance of natural light showcasing beautiful flooring throughout a bright, spacious living room and formal dining area that seamlessly transitions into a well-appointed kitchen equipped with modern stainless steel appliances. The upper level hosts three comfortable bedrooms and a full bath, while the inviting lower level offers a cozy family room and a second full bath-perfect for hosting guests. Up for endless possibilities, the massive sub-basement includes a completed fourth bedroom alongside ample unfinished space ready for your custom touches. Outside, enjoy a serene backyard featuring a lovely deck with plenty of room to add a pool or build your dream outdoor oasis, plus a two-car garage for all your parking and storage needs. Located just minutes from top-rated schools, lush parks, dining, and shopping, this exceptional property has it all-schedule your private tour today!
Property Highlights
Property Type: Residential - Single Family
Garage Size: 2
Attached Garage
Built in 1968
School District: District 210
Brick Exterior
General Information
Bedrooms: 4
Bathrooms: 2
County: Will
Listed By:
O'Neil Property Group, LLC
630-425-8815
MRED MLS
MLS ID: 12803857
Room Information
Breakfast Room: 7X11
Bedroom 2: 10X10
Bedroom 3: 10X12
Bedroom 4: 14X12
Dining Room: 10X10
Family Room: 22X18
Kitchen: 5X10
Laundry: 12X6
Living Room: 20X13
Primary Bedroom: 10X13
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640 N Locust Street , Frankfort, IL 60423.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $389,900 | $389,900 | $389,900 |
| Down Payment | $77,980 | $13,647 | $97,475 |
| Monthly Mortgage Amount | $2,023 | $2,483 | $2,507 |
| Taxes | $543 | $543 | $543 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $172 | $0 |
| Monthly Estimated Total | $2,680 | $3,312 | $3,164 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/09/2026. The listing information on this page last changed on 11/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 11/09/2026 8:30:34 AM EST) or MRED MLS (last updated Mon 11/09/2026 7:05:43 AM EST) or SCWMLS (last updated Mon 11/09/2026 8:27:01 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 11/08/2026 10:16:30 PM EST) or Cedar Rapids MLS (last updated Mon 11/09/2026 8:29:15 AM EST) or NEIRBR MLS (last updated Mon 11/09/2026 8:28:44 AM EST) or ICAAR MLS (last updated Sun 11/08/2026 11:37:27 PM EST) or ECIMLS (last updated Sun 11/08/2026 11:44:36 PM EST) or RMLSA (last updated Mon 11/09/2026 8:23:13 AM EST) or Muscatine MLS (last updated Mon 11/09/2026 2:00:12 AM EST) or No Coast MLS (last updated Mon 11/09/2026 8:24:22 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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