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Description
Welcome home to this charming historic gem in the heart of downtown Ottawa! This spacious 3-bedroom, 2.1-bath home blends timeless character with thoughtful updates throughout. From the moment you step inside, you'll love the soaring ceilings, stunning original woodwork, and abundance of natural light pouring through the oversized windows. The updated kitchen is perfect for gathering and entertaining, featuring a massive island with plenty of cabinet space. The walk-out basement offers even more living potential and includes a brand-new full bathroom. Outside, the huge backyard provides endless possibilities - whether you envision hosting summer BBQs, playing sports, adding a pool, or creating your own private oasis overlooking the river. Nature lovers will especially appreciate the peaceful setting, with local wildlife frequently visiting the yard, adding to the beauty and serenity of this unique property. Located just steps from Ottawa Township High School and only a few blocks from downtown Ottawa, you'll enjoy easy access to local shops, restaurants, festivals, and seasonal events. Spend the holidays at the beloved Christkindlmarket, enjoy community festivals year-round, and watch spectacular 4th of July fireworks right from your own deck! This is historic charm, modern comfort, and downtown living all in one beautiful home.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,926
Walkout Basement
Garage Size: 2
Attached Garage
Built in 1875
High School: Ottawa Township High School
River Front
Brick Exterior
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 1,926
County: LaSalle
High School: Ottawa Township High School
Listed By:
Realtopia Real Estate Inc
708-326-2955
MRED MLS
MLS ID: 12648509
Room Information
Office: 9X23
Recreation Room: 17X25
Storage: 7X10
Enclosed Porch: 9X22
Bedroom 2: 14X16
Bedroom 3: 10X12
Dining Room: 12X14
Family Room: 17X26
Kitchen: 12X17
Primary Bedroom: 13X17
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627 E Main Street, Ottawa, IL 61350.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $240,000 | $240,000 | $240,000 |
| Down Payment | $48,000 | $8,400 | $60,000 |
| Monthly Mortgage Amount | $1,167 | $1,451 | $1,483 |
| Taxes | $334 | $334 | $334 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $106 | $0 |
| Monthly Estimated Total | $1,601 | $1,991 | $1,917 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/13/2026. The listing information on this page last changed on 06/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/13/2026 11:01:05 AM EST) or MRED MLS (last updated Sat 06/13/2026 10:55:14 AM EST) or SCWMLS (last updated Sat 06/13/2026 10:58:48 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 06/13/2026 10:15:23 AM EST) or Cedar Rapids MLS (last updated Sat 06/13/2026 10:59:15 AM EST) or NEIRBR MLS (last updated Sat 06/13/2026 10:58:44 AM EST) or ICAAR MLS (last updated Sat 06/13/2026 10:58:56 AM EST) or ECIMLS (last updated Sat 06/13/2026 10:57:15 AM EST) or RMLSA (last updated Sat 06/13/2026 10:53:02 AM EST) or Muscatine MLS (last updated Sat 06/13/2026 11:00:31 AM EST) or No Coast MLS (last updated Sat 06/13/2026 10:55:10 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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