Contact us: 563.441.1776
Description
Welcome to this well-maintained 3-bedroom, 2-bathroom home offering comfortable living space and plenty of functionality. The main floor features convenient laundry, a spacious living room with a wood-burning fireplace, and hardwood floors that continue into the dining room. The partially finished basement provides additional space for recreation, hobbies, or storage. Outside, enjoy the fully fenced backyard along with alley access to both detached garages. The property offers a 2-car detached garage and an additional 1-car detached garage, providing excellent parking and storage options. The 1-car garage received a new roof in 2025, while the 2-car garage was recently updated with a new garage door and opener this year. A great opportunity for buyers looking for a home with flexible garage space and a fenced-in yard!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,343
Garage Size: 3
Built in 1920
School District: District 5
One Fireplace
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,343
County: Whiteside
Listed By:
RE/MAX Sauk Valley
815-625-3722
MRED MLS
MLS ID: 12736983
Room Information
Bedroom 2: 13X15
Bedroom 3: 8X15
Dining Room: 12X13
Kitchen: 12X15
Living Room: 13X21
Primary Bedroom: 11X12
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609 12th Avenue, Sterling, IL 61081.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $165,000 | $165,000 | $165,000 |
| Down Payment | $33,000 | $5,775 | $41,250 |
| Monthly Mortgage Amount | $900 | $1,092 | $1,087 |
| Taxes | $230 | $230 | $230 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $73 | $0 |
| Monthly Estimated Total | $1,230 | $1,495 | $1,417 |
About this area
About Sterling
Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.
Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.
With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.
The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.
Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.
With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/10/2026. The listing information on this page last changed on 10/10/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 10/10/2026 12:03:39 AM EST) or MRED MLS (last updated Fri 10/09/2026 11:55:13 PM EST) or SCWMLS (last updated Fri 10/09/2026 11:55:28 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 10/09/2026 10:16:07 PM EST) or Cedar Rapids MLS (last updated Fri 10/09/2026 10:44:20 PM EST) or NEIRBR MLS (last updated Fri 10/09/2026 11:58:41 PM EST) or ICAAR MLS (last updated Fri 10/09/2026 11:37:30 PM EST) or ECIMLS (last updated Fri 10/09/2026 11:44:33 PM EST) or RMLSA (last updated Sat 10/10/2026 12:00:57 AM EST) or Muscatine MLS (last updated Sat 10/10/2026 12:00:11 AM EST) or No Coast MLS (last updated Fri 10/09/2026 11:54:24 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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