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Description
This ranch home offers three bedrooms, one full bathroom, and a functional single level layout on a slab foundation. The attached two car garage provides plenty of parking and storage. Located at the end of a dead end street, the property backs up to cornfields, offering added privacy. The home is currently tenant occupied, making it a good opportunity for investors looking for immediate rental income or buyers planning for future occupancy.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,248
Garage Size: 2
Attached Garage
Built in 1956
High School: Rock Falls Township High School
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 1,248
County: Whiteside
High School: Rock Falls Township High School
Listed By:
Xtreme Realty
815-380-2500
MRED MLS
MLS ID: 12712568
Room Information
Bedroom 2: 9X9
Bedroom 3: 9X9
Dining Room: 15X12
Kitchen: 11X9
Living Room: 15X10
Primary Bedroom: 11X11
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605 W 20th Street , Rock Falls, IL 61071.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $132,900 | $132,900 | $132,900 |
| Down Payment | $26,580 | $4,652 | $33,225 |
| Monthly Mortgage Amount | $663 | $803 | $828 |
| Taxes | $185 | $185 | $185 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $58 | $0 |
| Monthly Estimated Total | $948 | $1,146 | $1,113 |
About this area
About Rock Falls
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/22/2026. The listing information on this page last changed on 07/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/22/2026 6:13:26 AM EST) or MRED MLS (last updated Wed 07/22/2026 2:04:26 AM EST) or SCWMLS (last updated Tue 07/21/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/21/2026 10:17:21 PM EST) or Cedar Rapids MLS (last updated Tue 07/21/2026 10:46:03 PM EST) or NEIRBR MLS (last updated Wed 07/22/2026 1:18:39 AM EST) or ICAAR MLS (last updated Tue 07/21/2026 11:37:31 PM EST) or ECIMLS (last updated Tue 07/21/2026 11:44:32 PM EST) or RMLSA (last updated Wed 07/22/2026 1:10:55 AM EST) or Muscatine MLS (last updated Wed 07/22/2026 2:00:10 AM EST) or No Coast MLS (last updated Wed 07/22/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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