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560 N State Street, Garner, IA 50438.
A rare in-town acreage opportunity in Garner! Set on 5.93 acres within city limits, this property offers the space and versatility of country living with paved street access, city water and sewer, and everyday conveniences nearby. The renovated 2,293-square-foot main home blends modern updates with the character of its 1920 construction. Inside are four bedrooms, three full bathrooms, preserved original woodwork, and an updated kitchen. Electrical updates were completed during the kitchen and basement renovations, including new wiring and outlets in many areas, plus an updated circuit breaker box. The lower level offers a fireplace room with wet bar, plus an office or flexible bonus room. An oversized attached three-stall garage, added in 2021, offers room for vehicles, hobbies, entertaining, or workshop space. A move-in-ready guest house creates additional possibilities for visitors, multigenerational living, or rental use. The impressive collection of outbuildings includes a 34'x60' barn with loft, a 50'x95' pole barn/storage building, a 30'x70' shed, a 32'x40' open-front building, two silos, and additional yard and garden sheds. The owners have previously rented storage space within one outbuilding, providing an example of the property's versatility. With nearly six acres, two residences, extensive garage and outbuilding space, important electrical updates, and city services, this is an exceptional opportunity unlike anything else currently available in North Iowa.
MLS ID: 6339475
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560 N State Street, Garner, IA 50438.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $779,000 | $779,000 | $779,000 |
| Down Payment | $155,800 | $27,265 | $194,750 |
| Monthly Mortgage Amount | $3,787 | $4,710 | $4,813 |
| Taxes | $1084 | $1084 | $1084 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $343 | $0 |
| Monthly Estimated Total | $5,098 | $6,364 | $6,124 |