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Description
Welcome to this beautifully maintained home perfectly situated on a premium pond lot in the very sought after neighborhood of Gates Creek. From the moment you arrive, this 5 bedroom home impresses with its charming curb appeal, welcoming front porch, and beautiful landscaping.Step inside to a dramatic two story foyer that opens to a bright and spacious floor plan filled with natural light. With 9 ft. ceilings throughout, the home offers an open and airy atmosphere that enhances every space. The main level offers multiple living spaces including a formal dining room, comfortable living areas, and a beautifully updated kitchen remodeled approximately five years ago featuring modern cabinetry, quartz countertops, stainless steel appliances, stylish backsplash, and a large center island perfect for cooking, gathering, and entertaining!!! The stunning family room showcases a soaring vaulted ceiling, a cozy (gas/wood burning) fireplace, and an impressive wall of windows that flood the room with breathtaking views of the pond and backyard. Upstairs you will find generously sized bedrooms including a spacious primary suite with vaulted ceilings, a large walk in closet, and a beautifully remodeled private en-suite spa like bathroom. ALL bathrooms throughout the home were fully updated just three years ago with modern finishes and thoughtful design! The additional bedrooms are generously sized, offering plenty of space and comfort. Walk downstairs to the stunning finished basement! It adds incredible living space and perfect for entertaining, featuring a large recreation area, custom bar, sleek two way fireplace, and additional seating areas ideal for movie nights, game days, or hosting friends and family. Step outside to one of the home's most impressive features.....a massive deck featuring a built in hot tub, creating the ultimate spot to relax and take in the scenic pond views. This peaceful outdoor setting creates the perfect space for relaxing evenings. Major mechanical updates provide peace of mind including furnace and humidifier (3 years), water heater (3 years), roof (9 years), and air conditioner (10 years). This exceptional home offers the perfect combination of space, updates, and a beautiful setting in a desirable location close to parks, great schools (and walking distance), shopping, and dining. This is the home you have been waiting for!!!!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 3,078
Garage Size: 2
Attached Garage
Built in 1999
Elementary School: Fox Chase Elementary School
High School: Oswego High School
Middle School: Traughber Junior High School
River Front
Hot Tub
Brick Exterior
One Fireplace
General Information
Bedrooms: 5
Bathrooms: 4
Sqft: 3,078
County: Kendall
High School: Oswego High School
Listed By:
Coldwell Banker Real Estate Group
630-445-8367
MRED MLS
MLS ID: 12620470
Room Information
Bedroom 5: 16X12
Bedroom 2: 14X11
Bedroom 3: 12X11
Bedroom 4: 15X14
Dining Room: 15X13
Family Room: 20X20
Kitchen: 15X15
Laundry: 8X7
Living Room: 19X13
Primary Bedroom: 21X13
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545 Arbor Lane , Oswego, IL 60543.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $575,000 | $575,000 | $575,000 |
| Down Payment | $115,000 | $20,125 | $143,750 |
| Monthly Mortgage Amount | $2,721 | $3,385 | $3,495 |
| Taxes | $800 | $800 | $800 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $253 | $0 |
| Monthly Estimated Total | $3,689 | $4,606 | $4,463 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/25/2026. The listing information on this page last changed on 04/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/25/2026 12:03:36 AM EST) or MRED MLS (last updated Fri 04/24/2026 11:58:09 PM EST) or SCWMLS (last updated Fri 04/24/2026 11:54:52 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 04/24/2026 10:16:07 PM EST) or Cedar Rapids MLS (last updated Fri 04/24/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Fri 04/24/2026 11:58:42 PM EST) or ICAAR MLS (last updated Fri 04/24/2026 11:37:36 PM EST) or ECIMLS (last updated Fri 04/24/2026 11:44:13 PM EST) or RMLSA (last updated Sat 04/25/2026 12:01:03 AM EST) or Muscatine MLS (last updated Sat 04/25/2026 12:00:09 AM EST) or No Coast MLS (last updated Fri 04/24/2026 11:54:21 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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