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5321 320th Street, Hillsdale, IL 61257.
Rock River front retreat on 2.24 acres! This 4-bedroom, 2-full-bath home offers a rare opportunity to own approximately 520 linear feet of Rock River frontage, surrounded by mature trees and peaceful water views. The expansive lot provides a private, park-like setting with plenty of room to enjoy the outdoors, entertain, or simply take in the scenery from your own riverfront property. An detached garage/outbuilding provides additional storage space and potential for tools, equipment, or hobby use. A whole-house generator adds valuable peace of mind. Inside, the home is filled with character and natural light, with updated paint throughout. The main level features hardwood floors, a spacious living room with a brick fireplace, and a striking wood-paneled river room with exposed beams and an abundance of windows framing the Rock River. The kitchen is positioned to take advantage of the views and includes access to the deck overlooking the water-perfect for morning coffee, grilling, gathering with friends and family, or even casting a line and fishing right from your own deck. The main floor also includes a bedroom and a convenient full bathroom/laundry room combination, offering flexibility for guests, a home office, or main-level living. Upstairs, you will also find wood floors plus three additional bedrooms and a full bathroom, creating a functional layout with room for family, visitors, or work-from-home needs. The finished lower level adds even more usable space and features painted walls, painted floors, and a flat-black painted exposed ceiling, giving it a clean, industrial-style look that works well for a rec room, workout area, hobby space, storage, or additional entertaining space. With its approximately 520 feet of Rock River frontage, 2.24-acre setting, flexible 4-bedroom layout, detached garage/outbuilding, whole-house generator, updated paint, and distinctive interior character, this property offers a unique opportunity to make a riverfront home your own.
MLS ID: 12683111
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5321 320th Street, Hillsdale, IL 61257.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $229,900 | $229,900 | $229,900 |
| Down Payment | $45,980 | $8,047 | $57,475 |
| Monthly Mortgage Amount | $1,118 | $1,390 | $1,420 |
| Taxes | $320 | $320 | $320 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,538 | $1,911 | $1,840 |