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5321 320th Street Hillsdale, IL 61257 Residential - Single Family New

New - 2 Hours Ago
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Description

Rock River front retreat on 2.24 acres! This 4-bedroom, 2-full-bath home offers a rare opportunity to own approximately 520 linear feet of Rock River frontage, surrounded by mature trees and peaceful water views. The expansive lot provides a private, park-like setting with plenty of room to enjoy the outdoors, entertain, or simply take in the scenery from your own riverfront property. An detached garage/outbuilding provides additional storage space and potential for tools, equipment, or hobby use. A whole-house generator adds valuable peace of mind. Inside, the home is filled with character and natural light, with updated paint throughout. The main level features hardwood floors, a spacious living room with a brick fireplace, and a striking wood-paneled river room with exposed beams and an abundance of windows framing the Rock River. The kitchen is positioned to take advantage of the views and includes access to the deck overlooking the water-perfect for morning coffee, grilling, gathering with friends and family, or even casting a line and fishing right from your own deck. The main floor also includes a bedroom and a convenient full bathroom/laundry room combination, offering flexibility for guests, a home office, or main-level living. Upstairs, you will also find wood floors plus three additional bedrooms and a full bathroom, creating a functional layout with room for family, visitors, or work-from-home needs. The finished lower level adds even more usable space and features painted walls, painted floors, and a flat-black painted exposed ceiling, giving it a clean, industrial-style look that works well for a rec room, workout area, hobby space, storage, or additional entertaining space. With its approximately 520 feet of Rock River frontage, 2.24-acre setting, flexible 4-bedroom layout, detached garage/outbuilding, whole-house generator, updated paint, and distinctive interior character, this property offers a unique opportunity to make a riverfront home your own.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,824
Lot Size: 2.24 acres
Built in 1957
School District: District 100
Wooded Lot
River Front
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,824
County: Rock Island
Listed By:
Quad Cities Iowa Realty - Moline 309-277-9701
MRED MLS

Room Information

Recreation Room: 25X20
Bedroom 2: 13X11
Bedroom 3: 13X12
Bedroom 4: 13X10
Dining Room: 15X11
Kitchen: 19X10
Laundry: 12X8
Living Room: 22X18
Primary Bedroom: 12X9
$229,900
Est. $1,538/mo
4beds
2baths
1,824sqft
New to the Market New Price Reduced $20,100 on June 22nd, 2026
BEDS4 BATHS2 full SQUARE FEET1,824 MLS#12683111
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 100

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Ruhl&Ruhl Realtors
563.441.1776

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5321 320th Street, Hillsdale, IL 61257.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $229,900$229,900$229,900
Down Payment $45,980$8,047$57,475
Monthly Mortgage Amount $1,118$1,390$1,420
Taxes $320$320$320
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$101$0
Monthly Estimated Total $1,538$1,911$1,840

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