Contact us: 563.441.1776
Description
Spacious 4 bedroom, 2.5 Bath 2 story home with open floor plan situated on a huge corner lot, sides to a Cul de sac, with views of the pond from the Patio and upstairs bedroom. Family room and kitchen whit French doors to the living room , make this a perfect party house. The dramatic 2 Story Foyer with Atrium window is filled with natural light. This original owner has lovingly cared for and updated as needed, new Furnace and central Air in February 2026, New Roof in 2019, Some New vinyl siding in 2019. New Garage Door 6/23, New dishwasher and Microwave 2026. Fully excavated basement is rare for this Equestrain Model. Basement is Partially finished with plenty of room to add a bedroom, in law accommodations, office or additional play area. Move in Ready! Flexable closing. All you have to do is move in.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,120
Garage Size: 2
Attached Garage
Built in 2001
Elementary School: Old Post Elementary School
High School: Oswego High School
Middle School: Thompson Junior High School
Cul-De-Sac Lot
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 2,120
County: Kendall
High School: Oswego High School
Subdivision: Ponds at Mill Race Creek
Listed By:
Century 21 Circle
630-369-2000
MRED MLS
MLS ID: 12587125
Room Information
Breakfast Room: 10X10
Bedroom 2: 11X11
Bedroom 3: 11X11
Bedroom 4: 11X11
Dining Room: 13X12
Family Room: 16X14
Kitchen: 14X10
Living Room: 13X12
Primary Bedroom: 18X12
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521 Waterford Drive, Oswego, IL 60543.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $449,900 | $449,900 | $449,900 |
| Down Payment | $89,980 | $15,747 | $112,475 |
| Monthly Mortgage Amount | $2,100 | $2,578 | $2,735 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $2,857 | $3,533 | $3,492 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/14/2026. The listing information on this page last changed on 03/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/14/2026 12:38:53 AM EST) or MRED MLS (last updated Sat 03/14/2026 12:32:54 AM EST) or SCWMLS (last updated Fri 03/13/2026 11:54:54 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 03/13/2026 10:15:31 PM EST) or Cedar Rapids MLS (last updated Fri 03/13/2026 10:44:26 PM EST) or NEIRBR MLS (last updated Sat 03/14/2026 12:28:42 AM EST) or ICAAR MLS (last updated Fri 03/13/2026 11:37:32 PM EST) or ECIMLS (last updated Fri 03/13/2026 11:44:18 PM EST) or RMLSA (last updated Sat 03/14/2026 12:30:58 AM EST) or Muscatine MLS (last updated Sat 03/14/2026 12:30:24 AM EST) or No Coast MLS (last updated Sat 03/14/2026 12:34:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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