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512 Magnolia Street, Payson, IL 62360.
Welcome to 512 Magnolia Street ? a beautifully renovated ranch in Payson, IL that offers the perfect blend of move-in ready comfort and long-term peace of mind. Major updates have already been done for you: new windows, vinyl siding, and a new roof were all completed in 2021. The main level features two comfortable bedrooms and a full bathroom, all thoughtfully updated with modern finishes. The open, single-level layout is ideal for everyday living ? easy, efficient, and just the right size. Downstairs, the finished basement adds valuable living space with a spacious family room and a beautifully updated second full bathroom Step outside to enjoy the brand new 16??20 concrete patio poured in 2024 and a fenced backyard? an ideal spot for summer entertaining, grilling, or simply relaxing in your backyard. It's the finishing touch that ties it all together.
MLS ID: CA1042964
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512 Magnolia Street, Payson, IL 62360.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $190,000 | $190,000 | $190,000 |
| Down Payment | $38,000 | $6,650 | $47,500 |
| Monthly Mortgage Amount | $899 | $1,119 | $1,164 |
| Taxes | $264 | $264 | $264 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $84 | $0 |
| Monthly Estimated Total | $1,263 | $1,567 | $1,528 |