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512 E 3rd Street Rock Falls, IL 61071 • Residential - Single Family • Contingent

  • 512 E 3rd Street, Rock Falls, IL 61071 Main Photo

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Description

This two-story home offers 2 bedrooms, 2 full bathrooms, and a great combination of comfortable living space and impressive garage space. The main floor features a living room, separate dining room, kitchen, full bathroom, and convenient main-floor laundry. Upstairs are two bedrooms with all-new flooring, along with a beautifully remodeled full bathroom. A standout feature of the property is the large 40x28 heated 2-car detached garage with alley access, offering plenty of room for vehicles, storage, or a workshop. Front deck added in 2023. Additional improvements include a new furnace installed in 2025. The home has central air conditioning and also includes a window A/C unit in one of the upstairs bedrooms for added comfort. Several updates have already been completed, while still leaving room for the next owner to make the home their own.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,562
Garage Size: 2
Heated Garage
Built in 1870
High School: Rock Falls Township High School

General Information

Bedrooms: 2
Bathrooms: 2
Sqft: 1,562
County: Whiteside
High School: Rock Falls Township High School
Listed By:
United Country Sauk Valley Realty 815-626-1771
MRED MLS

Room Information

Bedroom 2: 10X14
Dining Room: 8X13
Kitchen: 14X13
Laundry: 13X6
Living Room: 13X14
Primary Bedroom: 13X14
$89,900
Est. $716/mo
2beds
2baths
1,562sqft
2cars
Contingent
BEDS2 BATHS2 full SQUARE FEET1,562 MLS#12760134
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 301

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Ruhl&Ruhl Realtors
563.441.1776

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512 E 3rd Street, Rock Falls, IL 61071.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $89,900$89,900$89,900
Down Payment $17,980$3,147$22,475
Monthly Mortgage Amount $491$602$597
Taxes $125$125$125
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$40$0
Monthly Estimated Total $716$867$822

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About this area

Illinois/Rock Falls
Rock Falls

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About Rock Falls

Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.

The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.

For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.

With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

About this community

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