Contact us: 563.441.1776
Description
Enjoy the best of both worlds with this 3-bedroom, 1-bath home located on the edge of town, backing up to a peaceful cornfield while still being conveniently close to Walmart, Culver's, and highway access. The home features numerous updates, including a remodeled bathroom in 2026, new siding, roof, and gutters in 2024, and a new sewer line in 2021. Additional highlights include an on-demand water heater and a whole-home water filtration system with reverse osmosis and a salt-free water softener. Outside, enjoy the fenced-in backyard and inviting outdoor fireplace, perfect for relaxing or entertaining. The oversized, heated 2-car garage provides plenty of space, and the garage door opener was replaced in 2024. The third bedroom is currently being used for laundry, offering flexibility to suit your needs. Enjoy the convenience of town amenities with the added appeal of an open, country-like setting!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 864
Garage Size: 2
Built in 1955
High School: Rock Falls Township High School
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 864
County: Whiteside
High School: Rock Falls Township High School
Listed By:
RE/MAX Sauk Valley
815-625-3722
MRED MLS
MLS ID: 12790659
Room Information
Bedroom 2: 12X9
Bedroom 3: 12X9
Kitchen: 12X15
Living Room: 12X18
Primary Bedroom: 12X11
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Contact an agent to learn more about
505 W 20th Street , Rock Falls, IL 61071.
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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $119,900 | $119,900 | $119,900 |
| Down Payment | $23,980 | $4,197 | $29,975 |
| Monthly Mortgage Amount | $638 | $783 | $777 |
| Taxes | $167 | $167 | $167 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $53 | $0 |
| Monthly Estimated Total | $905 | $1,103 | $1,044 |
About this area
About Rock Falls
Rock Falls, IL is a welcoming city in Northwest Illinois known for its scenic riverfront setting, strong community spirit, and balanced lifestyle. Situated along the Rock River, the city offers residents access to parks, walking paths, and recreational opportunities that enhance everyday living. Rock Falls blends small-city comfort with convenient access to neighboring communities, making it an appealing choice for families, professionals, and retirees alike. Local schools, community events, and a growing commercial presence contribute to the city’s stable and family-friendly atmosphere.
The real estate market in Rock Falls is diverse and accessible, offering options to suit a wide range of needs and budgets. Homebuyers will find well-established neighborhoods with classic single-family homes, many featuring traditional architecture, mature trees, and spacious yards. Ranch-style homes, multi-level designs, and older residences with character are common, alongside newer construction that provides modern layouts and updated amenities. Waterfront and river-adjacent properties are especially desirable, offering scenic views and a connection to the area’s natural surroundings.
For those seeking additional space, the outskirts of Rock Falls include homes with larger lots and semi-rural settings, ideal for buyers who value privacy while remaining close to city conveniences. The city’s affordability compared to larger metropolitan areas makes it attractive to first-time buyers and those looking to maximize value.
With its riverfront charm, strong sense of community, and variety of housing options, Rock Falls continues to stand out as a solid place to call home. It offers a comfortable, well-rounded lifestyle rooted in Midwestern values and natural beauty.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Rock Falls, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/21/2026. The listing information on this page last changed on 10/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 10/21/2026 12:02:47 AM EST) or MRED MLS (last updated Tue 10/20/2026 11:55:07 PM EST) or SCWMLS (last updated Tue 10/20/2026 11:55:20 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 10/20/2026 10:15:17 PM EST) or Cedar Rapids MLS (last updated Tue 10/20/2026 10:45:01 PM EST) or NEIRBR MLS (last updated Tue 10/20/2026 11:58:42 PM EST) or ICAAR MLS (last updated Tue 10/20/2026 11:37:26 PM EST) or ECIMLS (last updated Tue 10/20/2026 11:44:34 PM EST) or RMLSA (last updated Wed 10/21/2026 12:01:02 AM EST) or Muscatine MLS (last updated Wed 10/21/2026 12:00:11 AM EST) or No Coast MLS (last updated Tue 10/20/2026 11:54:22 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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