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504 S Ward, Ottumwa, IA 52501.
A welcoming three-bedroom, two-bath home with a spacious layout and great functionality. The main level features a large, open kitchen with plenty of counter space and room for gathering, flowing easily into the dining area and living room where you can cozy up to the fireplace. The semi-finished basement adds valuable flexibility with two nonconforming bedrooms, perfect for guests, a home office, hobby rooms, or additional living space. An additional full bath on the second level, makes the home practical for everyday living. Outside, an oversized two-car garage provides abundant room for vehicles, storage, or workshop needs. The property combines generous interior space with functional extras, creating a home that's ready for a variety of lifestyles. All of this plus a new furnance.
MLS ID: 6335909
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504 S Ward, Ottumwa, IA 52501.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $169,000 | $169,000 | $169,000 |
| Down Payment | $33,800 | $5,915 | $42,250 |
| Monthly Mortgage Amount | $789 | $968 | $1,027 |
| Taxes | $235 | $235 | $235 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $74 | $0 |
| Monthly Estimated Total | $1,124 | $1,377 | $1,362 |