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4a138 Winchester Drive, Apple River, IL 61001.
Charming 1.5-story home nestled in the desirable Winchester unit of Apple Canyon Lake, offering a bright and cheery cottage feel throughout. The inviting living space features a cozy gas fireplace and custom built-in bookcase, with direct access to a deck overlooking a peaceful, private backyard-perfect for relaxing or entertaining. The open-concept layout seamlessly connects the kitchen and dining area, creating a welcoming space for everyday living, with convenient access to the spacious two-car garage. Upstairs, you'll find three comfortable bedrooms, two full bathrooms, and additional storage space to meet your needs. The lower level adds flexibility with a versatile room ideal for a non-conforming bedroom, home office, or craft space. The unfinished portion provides a generous workshop area and walkout access to the backyard, offering endless possibilities for customization. Embrace the sought-after lake lifestyle with access to all Apple Canyon Lake amenities, including a private lake for boating and fishing, Nixon Beach, a scenic 14-mile trail system, and a 9-hole golf course. Enjoy outdoor recreation with pickleball and tennis courts, marina boat access, and a vibrant community atmosphere. Covenants and restrictions apply, along with annual dues and fees. A wonderful opportunity to enjoy comfort, charm, and resort-style living-ideal as a full-time residence or weekend retreat.
MLS ID: 202602054
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4a138 Winchester Drive, Apple River, IL 61001.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $275,000 | $275,000 | $275,000 |
| Down Payment | $55,000 | $9,625 | $68,750 |
| Monthly Mortgage Amount | $1,301 | $1,619 | $1,685 |
| Taxes | $383 | $383 | $383 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $121 | $0 |
| Monthly Estimated Total | $1,784 | $2,223 | $2,168 |
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