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465 N Shady Oaks Drive Elgin, IL 60120 • Residential - Single Family • Active

  • 465 N Shady Oaks Drive, Elgin, IL 60120 Main Photo

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Description

Searching for a home that comes with three-quarters of an acre, beautifully renovated interiors, and the flexibility to adapt around the way you live? Set well back from the street, this 4-bedroom, 3-bath single-story residence offers 2,456 sq ft., enhanced by an impressive stretch of green lawn as you arrive! A wide front porch creates an inviting first impression and an appealing perch for morning coffee, conversation with neighbors, or decor. Inside, abundant natural light streams through the living room's large picture window, while a tray ceiling introduces subtle architectural interest overhead. Wood-style flooring transitions you into the dining alcove and adjoining kitchen, ensuring an easy flow between everyday meals and culinary pursuits. Luminous dark countertops and ample cabinetry line both sides of the kitchen, complemented by stainless steel appliances, dual ovens, and a gas cooktop. A walk-in pantry keeps ingredients and small appliances within reach. Under pendant lighting, the petite breakfast bar offers a hangout for chatting with the cook, enjoying a quick meal, or sneaking in a midnight snack. Just off the kitchen, a versatile nook can serve as a workspace, mudroom, or organized landing zone for daily essentials. Your generous primary escape features dual closets and shares an elegant hall bath with the adjacent retreat, offering a convenient main-level arrangement. Downstairs, the finished portion of the basement adds another dimension to the home. New carpeting, a brick fireplace, two versatile bedrooms with brick-accent walls, a full bath, and a dry bar create plenty of options for entertaining, hobbies, recreation, or hosting overnight visitors. The unfinished section delivers practical storage along with laundry facilities and a utility sink, making it easier to keep seasonal gear and household extras organized. Wood-paneled ceilings and walls frame floor-to-ceiling glass sliders in the distinctive sunroom, keeping you connected with the outdoors throughout the seasons. Settle in with a favorite book while autumn color, fresh snowfall, or a summer shower becomes the backdrop. Outside, fire up the grill on the back patio while the deep, unfenced yard provides room to explore ideas for gardens, recreational structures, or future expansion. An attached 2-car garage adds daily convenience, while notable improvements include a roof updated in 2023, sump pump replaced 2026 and the septic was pumped in 2025. Shopping, dining, and Lords Park are nearby, with easy access to schools, the Fox River, golf, Elgin's Historic District, and I-90. Come explore the possibilities in person, then picture how you'll put these walls to work!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,456
Garage Size: 2
Attached Garage
Heated Garage
Built in 1959
Elementary School: Lords Park Elementary School
High School: Elgin High School
Middle School: Abbott/Legacy West
Security System
Brick Exterior
One Fireplace

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,456
County: Cook
High School: Elgin High School
Listed By:
Compass 847-306-6158
MRED MLS

Room Information

Mud Room: 10X10
Foyer: 6X6
Sun Room: 16X16
Bar/Entertainment: 6X8
Bedroom 2: 15X11
Bedroom 3: 12X11
Bedroom 4: 12X11
Dining Room: 13X10
Family Room: 22X16
Kitchen: 14X8
Living Room: 22X15
Primary Bedroom: 14X13
$425,000
Est. $2,977/mo
4beds
3baths
2,456sqft
2cars
Active Price Reduced $25,000 on October 14th, 2026
BEDS4 BATHS3 full SQUARE FEET2,456 MLS#12762734
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDistrict 46

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Ruhl&Ruhl Realtors
563.441.1776

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465 N Shady Oaks Drive, Elgin, IL 60120.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $425,000$425,000$425,000
Down Payment $85,000$14,875$106,250
Monthly Mortgage Amount $2,262$2,776$2,755
Taxes $591$591$591
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$187$0
Monthly Estimated Total $2,977$3,678$3,470

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