Contact us: 563.441.1776
Description
Welcome home to this spacious and inviting 5-bedroom, 3-bath residence offering comfort, versatility, and room to grow. Featuring five generously sized bedrooms and three full bathrooms-one conveniently located on each level-this home is designed for flexible living. The fully finished basement expands your living space with a welcoming family room, a versatile bonus room, and a cozy summer kitchen, making it ideal for entertaining, extended living, or hobbies. Enjoy your morning coffee in the enclosed front porch or relax and entertain on the expansive two-tier deck overlooking the park-like backyard. A detached 2-car garage provides added convenience and storage. Ideally located just minutes from schools, shopping, dining, and everyday amenities, this home offers both comfort and convenience. Don't miss the opportunity to make this exceptional property yours! Call Today!
Property Highlights
Property Type: Residential - Single Family
Garage Size: 2
Built in 1915
School District: District 46
General Information
Bedrooms: 5
Bathrooms: 3
County: Kane
Listed By:
Century 21 Circle - Aurora
630-897-4114
MRED MLS
MLS ID: 12714512
Room Information
Bonus Room: 13X11
Kitchen- 2nd: 27X13
Enclosed Porch: 28X07
Bedroom 5: 12X11
Bedroom 2: 15X10
Bedroom 3: 11X09
Bedroom 4: 16X14
Dining Room: 15X11
Family Room: 23X13
Kitchen: 13X12
Living Room: 28X13
Primary Bedroom: 13X11
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462 Locust Street, Elgin, IL 60123.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $309,900 | $309,900 | $309,900 |
| Down Payment | $61,980 | $10,847 | $77,475 |
| Monthly Mortgage Amount | $1,547 | $1,874 | $1,930 |
| Taxes | $431 | $431 | $431 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $136 | $0 |
| Monthly Estimated Total | $2,078 | $2,541 | $2,461 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/25/2026. The listing information on this page last changed on 07/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 07/25/2026 1:41:08 AM EST) or MRED MLS (last updated Sat 07/25/2026 1:36:07 AM EST) or SCWMLS (last updated Fri 07/24/2026 11:54:48 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/24/2026 10:16:08 PM EST) or Cedar Rapids MLS (last updated Fri 07/24/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Sat 07/25/2026 1:18:42 AM EST) or ICAAR MLS (last updated Fri 07/24/2026 11:37:37 PM EST) or ECIMLS (last updated Fri 07/24/2026 11:44:35 PM EST) or RMLSA (last updated Sat 07/25/2026 1:10:56 AM EST) or Muscatine MLS (last updated Sat 07/25/2026 1:30:09 AM EST) or No Coast MLS (last updated Sat 07/25/2026 12:44:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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